297 Central St, Central Falls, RI 02863 Property Records

Central Falls City property record for 297 Central St, Central Falls, RI 02863

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 3 ba · 2,234 sqft · built 1900
Lot Size	0.065 acres (2,823 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jan 2021)
Tax Bill	$6,125 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-1726-00`

Property Details

APN / Parcel Number

Primary APN	`16-1726-00`
Alternative APN	`CENT M:06 P:56`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,234 sqft Living Area
Gross Area	4,036 sqft
1st Floor Area	1,025 sqft
Attic	Attic
Attic Area	408 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,823 sqft (0.065 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	16-1726-00
Street Address	297 CENTRAL ST
City	CENTRAL FALLS
State	RI
Zip	02863-2708
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-3
Jurisdiction	CENTRAL FALLS RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	2
Census Block	2013
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Central Falls Historic District listed 1991 · 377 contributing resources · NRIS 91000025

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Central Falls City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	297 CENTRAL ST, CENTRAL FALLS, RI 02863-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SHAMROCK HOME LOANS
Mar 20, 2018	Deed of Trust, Mortgage · Conventional with PMI COREVEST AMERICAN FIN
Nov 17, 2017	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Jan 6, 2021
Property Address	297 CENTRAL ST, CENTRAL FALLS, RI 02863-2708
Document Number	0000993-36
Book / Page	993 / 36
Instrument	54
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 CENTRAL ST, CENTRAL FALLS, RI 02863-2708

Mortgage

Document Number	0000000055
Date	Jan 6, 2021
Instrument	55

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	297 CENTRAL ST, CENTRAL FALLS, RI 02863-2708
Document Number	929-109
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 CENTRAL ST CENTRAL FALLS RI 028632708, CENTRAL FALLS, RI 02863-2708

Mortgage

Document Number	929-109
Date	Mar 21, 2018
Book Page	000929/000109
Instrument	369

Lender

Name	COREVEST AMERICAN FIN

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

November 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Nov 17, 2017
Property Address	297 CENTRAL ST, CENTRAL FALLS, RI 02863-2708
Document Number	921-195
Book / Page	000921 / 000195
Instrument Date	Nov 15, 2017
Instrument	1438
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 CITIZENS PLZ PROVIDENCE RI 029031344, PROVIDENCE, RI 02903-1344

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,125.00 (-6.2%)	$463,700 (+31.73%) Land $95,900 Building $367,800
2023	$6,530.00 (+6.25%)	$352,000 (-) Land $70,900 Building $281,100
2022	$6,146.00	$352,000 Land $70,900 Building $281,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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