297 Buck Branch Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 297 Buck Branch Rd, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,352 sqft · built 2004
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2020)
Tax Bill	$667 (2026)
Deeds & Mortgages	Mar 2021 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P93-114`

Property Details

APN / Parcel Number

Primary APN	`P93-114`
Alternative APN	`12611`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,352 sqft Finished Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	47,045 sqft (1.08 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	12611
Street Address	297 BUCK BRANCH RD
City	MILL SPRING
State	NC
Zip	28756-9709
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT #12B 1.08 ACRES, 0000 00 X 00, 0D01 DEER MEADOWS
Legal Subdivision	DEER MEADOWS
Legal Lot Number	12B
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1020
Census Tract	920101

Owner

297 Buck Branch Rd is owned by an individual who bought it in July 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	184 REFRESHING RDG, HENDERSONVILLE, NC 28792-8017
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 13, 2020	Warranty Deed, Transfer · Seller Carry-Back JERRY LAUGHTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Mar 13, 2008 · Amount on File
Deed Book / Page	450 / 447
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 29, 2021
Property Address	297 BUCK BRANCH RD, MILL SPRING, NC 28756-9709
Document Number	000457/254
Book / Page	457 / 254
Map Reference	PL E SL 1022
Instrument Date	Mar 15, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 BUCK BRANCH RD, MILL SPRING, NC 28756-9709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 REFRESHING RDG, HENDERSONVILLE, NC 28792-8017

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 13, 2020
Property Address	297 BUCK BRANCH RD, MILL SPRING, NC 28756-9709
Document Number	000450/447
Book / Page	450 / 447
Map Reference	FILE E SL 1022
Instrument Date	Jun 4, 2020
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 BUCK BRANCH RD, MILL SPRING, NC 28756-9709

Mortgage

Document Number	0000450449
Date	Jul 13, 2020
Instrument	450/449

Lender

Name	JERRY LAUGHTER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	358 Months
Due	May 21, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 297 Buck Branch Rd was $667.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$667.00	$130,771 (-) Land $23,480 Building $107,291	$130,771 (-) Land $23,480 Building $107,291
2025	$667.00	$130,771 Land $23,480 Building $107,291	$130,771 Land $23,480 Building $107,291
2023	$541.00 (+8.63%)	$84,583 (-) Land $20,320 Building $64,263
2022	$498.00	$84,583 Land $20,320 Building $64,263
2021			$84,583 Land $20,320 Building $64,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 Buck Branch Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 Buck Branch Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Windstream.

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