297 Bowery Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 297 Bowery Ave, Saint Augustine, FL 32092 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,678 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$543,200 (2021)
Tax Bill$10,173.00 (2025)

Property Details

APN / Parcel Number

Primary APN010015-0880

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,678 sqft Living Area
Gross Area3,403 sqft Gross Area
1st Floor2,678 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.22 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area725 sqft Garage
Porch Area297 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address297 BOWERY AVE
CitySAINT AUGUSTINE
StateFL
Zip32092-0086
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description102/72-75 SHEARWATER PHASE 2C-4 LOT 88 OR5296/1995
Legal Range27E
Legal Township05S
Legal Section26
Legal SubdivisionSHEARWATER PHASE 2C-4
Legal Phase2C
Legal Block1
Legal Lot Number88
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010015-0880

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address297 BOWERY AVE, SAINT AUGUSTINE, FL 32092-0086
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jun 22, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Deed Doc Number202169268
Deed Book / Page5296 / 1995
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address297 BOWERY AVE, SAINT AUGUSTINE, FL 32092-0086
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address297 BOWERY AVE, SAINT AUGUSTINE, FL 32092-0086

Mortgage

Document Number0056611473
DateNov 07, 2022
Book Page5661/1473
Instrument2022103090
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 01, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 22, 2021
Property Address297 BOWERY AVE, SAINT AUGUSTINE, FL 32092-0086
Document Number0052961995
Book / Page5296 / 1995
Map ReferenceMB 102 PG 72-75
Instrument DateJun 17, 2021
Instrument2021069268
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 07, 2023
Title CompanyTOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,802.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

NameVerified Name
Address297 BOWERY AVE, SAINT AUGUSTINE, FL 32092-0086

Mortgage

Document Number0052970001
DateJun 22, 2021
Book Page5297/1
Instrument2021069269
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$498,068 (-6.42%) Land $135,000 Building $363,068$498,068 (-6.42%) Land $135,000 Building $363,068
2025$10,173.00 (+5.81%)$532,238 (+2.1%)$532,238 (+2.1%) Land $135,000 Building $397,238
2024$9,614.00 (+1.03%)
2023$9,516.00 (+7.14%)$521,267 (+6.55%)$521,267 (+6.55%) Land $125,000 Building $396,267
2022$8,882.00$489,230$489,230 Land $112,000 Building $377,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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