297 Barker St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 297 Barker St, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1966
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$118,550 (Aug 1989)
Tax Bill	$4,483 (2025)
Deeds & Mortgages	Jun 2023 Sale Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PALM M:69 B:25`

Property Details

APN / Parcel Number

Primary APN	`PALM M:69 B:25`
Alternative APN	`M:0069 L:000025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	297 BARKER ST
City	THREE RIVERS
State	MA
Zip	01080-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	25
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2003
Census Tract	810300

Owner

297 Barker St is owned and occupied by two individuals who bought it in August 1989.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	297 BARKER ST, THREE RIVERS, MA 01080-1005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 1989 · Amount on File
Deed Sale	Aug 14, 1989 · Amount on File
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Jun 2, 2023
Property Address	297 BARKER ST, THREE RIVERS, MA 01080-1005
Document Number	025028-453
Book / Page	25028 / 453
Instrument Date	Jun 1, 2023
Instrument	25223
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 MICHAEL ST, LUDLOW, MA 01056-1058

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	297 BARKER ST, THREE RIVERS, MA 01080-1005
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22409-347
Date	Oct 19, 2018
Book Page	22409/347
Instrument	62746

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 297 Barker St was $4,483, up 6.5% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,483.00 (+6.46%)	$245,900 (+10.12%) Land $61,700 Building $184,200	$300,295 (+0.64%)
2024	$4,211.00 (+2.41%)	$223,300 (+7.1%) Land $56,100 Building $167,200	$298,395
2023	$4,112.00	$208,500 Land $56,100 Building $152,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 Barker St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 Barker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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