297 Amelia Dr, Marion, NC 28752 Property Records

McDowell County property record for 297 Amelia Dr, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,153 sqft · built 1968
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Mar 2026)
Tax Bill	$735 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1703-00-94-0060`

Property Details

APN / Parcel Number

Primary APN	`1703-00-94-0060`
Alternative APN	`75737`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,153 sqft Heated Area
Gross Area	2,910 sqft
1st Floor Area	1,153 sqft
Basement Area	1,152 sqft
Finished Basement	576 sqft
Unfinished Basement	576 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75737
Street Address	297 AMELIA DR
City	MARION
State	NC
Zip	28752-8265
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2053
Census Tract	970102

Owner

Source: McDowell County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	297 AMELIA DR, MARION, NC 28752-8265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Jan 1, 1969
Deed Document Number	20261073
Deed Book / Page	1531 / 132
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 6, 2026
Property Address	297 AMELIA DR, MARION, NC 28752-8265
Document Number	0015310132
Book / Page	1531 / 132
Instrument Date	Mar 6, 2026
Instrument	2026001073
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2470 17TH ST NE, HICKORY, NC 28601-9649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 AMELIA DR, MARION, NC 28752-8265

Mortgage

Document Number	2026001074
Date	Mar 6, 2026
Instrument	2026001074

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 19, 2021
Property Address	297 AMELIA DR, MARION, NC 28752-8265
Document Number	0013660217
Book / Page	1366 / 217
Instrument Date	Aug 19, 2021
Instrument	2021005360
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 AMELIA DR, MARION, NC 28752-8265

Mortgage

Document Number	2021005361
Date	Aug 19, 2021
Instrument	2021005361

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$735.00	$105,430 (-) Land $25,000 Building $80,430
2023	$735.00	$105,430 Land $25,000 Building $80,430	$105,430 Land $25,000 Building $80,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2020–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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