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296B Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 296B Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details1,853 sqft · built 1989
Lot Size0.159 acres (6,930 sqft)
Owner2 Individual Names on Record
Last Sale$685,000 (Mar 2021)
Tax Bill$10,102 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-00063-01-00002-0000-C000B

Property Details

APN / Parcel Number

Primary APN13-00063-01-00002-0000-C000B
Alternative APN
  • 1300063000100002 C000B

Interior

Building Area1,853 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Lot Area6,930 sqft (0.159 acres)
Lot Dimensions99 ft deep x 70 ft wide

Location & Zoning

Street Address296B UNDERCLIFF AVE, B
CityEDGEWATER
StateNJ
Zip07020-1580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description70X99
Legal SubdivisionCJM ENTERPRISES
Legal Block63.01
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group2
Census Block2001
Census Tract13004

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address296B UNDERCLIFF AVE, EDGEWATER, NJ 07020-1580
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 11, 2021Deed, Transfer · Conventional Mortgage
ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Prior SaleMay 31, 2013 · Amount on Record
Deed Document Number202135156
Deed Book / Page4009 / 1720
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address296B UNDERCLIFF AVE, EDGEWATER, NJ 07020-1580
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 B UNDERVLIFF AVE, B, EDGEWATER, NJ 07020-1162

Mortgage

Document Number0037950031
DateOct 28, 2020
Book Page3795/31
Instrument20-111751
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 14, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 11, 2021
Property Address296B UNDERCLIFF AVE, EDGEWATER, NJ 07020-1580
Document Number0040091720
Book / Page4009 / 1720
Map ReferenceMB 7681 PG 442
Instrument DateJan 12, 2021
Instrument2021035156
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyTWO RIVERS TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,086.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address240 HICKORY AVE, 240, TENAFLY, NJ 07670-1545

Transferred To (Grantee/Buyer)

NameVerified Name
Address296B UNDERCLIFF AVE, EDGEWATER, NJ 07020-1580

Mortgage

Document Number2021035157
DateMar 11, 2021
Instrument2021035157
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$691,900 (+12.67%) Land $258,500 Building $433,400$691,900 (+12.67%) Land $258,500 Building $433,400
2025$10,102.00 (+4.9%)$614,100 (+4.1%) Land $248,900 Building $365,200$614,100 (+4.1%) Land $248,900 Building $365,200
2024$9,630.00 (+3.94%)
2023$589,900 Land $240,100 Building $349,800$589,900 Land $240,100 Building $349,800
2022$9,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Starry.

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