29695 Flying Cloud Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29695 Flying Cloud Ave, Big Pine Key, FL 33043 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2018
Square Footage	1,488 sqft Living Area
Lot Size	8,000 sqft (0.184 acres)
Occupancy	Owner Occupied
Last Sale	$975,000 (2022)
Tax Bill	$7,323.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00248820-000000`
Alternative APNs	`27662900248820000000` `1318434`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,488 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Exterior Material	Combination Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Covered Garage
Garage Area	620 sqft Garage
Porch	Open Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1318434
Street Address	29695 FLYING CLOUD AVE
City	BIG PINE KEY
State	FL
Zip	33043-3238
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 4 LT 43 PINE CHANNEL EST SEC TWO BIG PINE KEY PB6-2 OR772-912/13 OR798-2189 OR1004-2067/68 OR2760-1845/46 OR2782-1700/01 OR 3033-799F/J OR3042-696 OR3186-0307
Legal Subdivision	PINE CHANNEL ESTATE SEC 2
Legal Lot Number	43
Jurisdiction	MONROE FL
Minor Civil Division	LOWER KEYS
Census Blockgroup	2
Census Block	2044
Census Tract	971401

Owner

Source: Monroe County records · APN 00248820-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	29695 FLYING CLOUD AVE, BIG PINE KEY, FL 33043-3238
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Sep 04, 2020
Deed Doc Number	20222385243
Deed Book / Page	3186 / 307
Transfer Doc	0030420696
Record Refreshed	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 27, 2022
Property Address	29695 FLYING CLOUD AVE, BIG PINE KEY, FL 33043-3238
Document Number	0031860307
Book / Page	3186 / 307
Map Reference	MB 6 PG 2
Instrument Date	Jul 25, 2022
Instrument	2385243
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29695 FLYING CLOUD AVE, BIG PINE KEY, FL 33043-3238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29695 FLYING CLOUD AVE, BIG PINE KEY, FL 33043-3238

Mortgage

Document Number	0003186309
Date	Jul 27, 2022
Instrument	3186/309

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.37%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$827,840 (+3.48%) Land $481,920 Building $345,920	$827,840 (+3.48%) Land $481,920 Building $345,920
2024	$7,323.00 (-2.83%)
2023	$7,536.00 (+89.49%)	$800,038 (+90.12%) Land $485,760 Building $314,278	$800,038 (+19.7%) Land $485,760 Building $314,278
2022	$3,977.00 Homeowner's exemption	$420,807	$668,384 Land $351,360 Building $317,024

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.