Bay County property record for 2969 E Wirbel Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,761 sqft |
| Lot Size | 9.6 acres (418,176 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jun 1997) |
| Tax Bill | $2,513 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 120-013-200-080-00 |
| Primary APN | 120-013-200-080-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,761 sqft Living Area |
| 1st Floor Area | 1,761 sqft |
| Architectural Style | Ranch |
|---|---|
| Foundation Type | No Foundation |
| Lot Area | 418,176 sqft (9.6 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2969 E WIRBEL RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 OF E 1/2 OF SE 1/4 OF NE 1/4, SEC 13 T17N R4E |
| Legal Range | 04E |
| Legal Township | 17N |
| Legal Section | 13 |
| Jurisdiction | BAY MI |
| Township / Civil Division | PINCONNING |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 286300 |
2969 E Wirbel Rd is owned and occupied by an individual who bought it in June 1997.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2969 E WIRBEL RD, PINCONNING, MI 48650-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 1997 · Amount on File |
| Deed Sale | Jun 5, 1997 · Amount on File |
| Deed Book / Page | 1462 / 355 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2969 E WIRBEL RD, PINCONNING, MI 48650-9725 |
| Document Number | 0000008646 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2969 E WIRBEL RD #RA PINCONNING MI 486509725, RA, PINCONNING, MI 48650-9725 |
| Document Number | 0000008646 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 8646 |
| Name | STATE CHARTERED CU |
|---|---|
| Type | Credit Union |
| Address | BAY CITY, MI 48708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 18, 2033 |
The 2026 property tax bill for 2969 E Wirbel Rd was $2,513 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Pinconning Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,513.00 Homeowner's exemption | $118,000 | $236,000 |
| 2023 | $98,200 | $196,400 | |
| 2022 | $2,149.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2969 E Wirbel Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 583.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 17 (1983–2020) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | May 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2969 E Wirbel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fixed Wireless | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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