2968 SW 15th St, Miami, FL 33145 Property Records

Miami-Dade County property record for 2968 SW 15th St, Miami, FL 33145

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1926
Lot Size	0.16 acres (6,950 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Jan 2024)
Tax Bill	$12,480 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-4109-005-1740`

Property Details

APN / Parcel Number

Primary APN	`01-4109-005-1740`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1986
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	6,950 sqft (0.16 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Patio Area	485 sqft

Location & Zoning

Street Address	2968 SW 15TH ST
City	MIAMI
State	FL
Zip	33145-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	MC ALLISTER TERRACE PB 14-49 LOT 4 BLK 12 LOT SIZE 50.000 X 139 OR 12007-2812 1283 4 COC 23054-2605 08 2004 4
Legal Range	41E
Legal Township	54S
Legal Section	09
Legal Subdivision	MC ALLISTER TERRACE
Legal Block	12
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1001
Census Tract	6302

Owner

2968 SW 15th St is owned and occupied by an individual who bought it in January 2024.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2968 SW 15TH ST, MIAMI, FL 33145-1138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 3, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 28, 2017	Warranty Deed, Transfer · Conventional Mortgage ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Mar 28, 2017 · Amount on File
Deed Document Number	20243938
Deed Book / Page	34035 / 4774
Prior Transfer Date	Aug 9, 2004
Prior Transfer Doc	0000113033
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	2968 SW 15TH ST, MIAMI, FL 33145-1138
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2968 SW 15TH ST, MIAMI, FL 33145-1138

Mortgage

Document Number	0000809268
Date	Oct 27, 2025
Book Page	35004/1548
Instrument	2025R0809268

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 3, 2024
Property Address	2968 SW 15TH ST, MIAMI, FL 33145-1138
Document Number	0000003938
Book / Page	34035 / 4774
Map Reference	MB 14 PG 49
Instrument Date	Dec 28, 2023
Instrument	2024R0003938
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 VIRGINIA AVE, ASHEVILLE, NC 28806-3253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2968 SW 15TH ST, MIAMI, FL 33145-1138

Mortgage

Document Number	0000004776
Date	Jan 3, 2024
Instrument	34035/4776

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	2968 SW 15TH ST, MIAMI, FL 33145-1138
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2968 SW 15TH ST, MIAMI, FL 33145-1138

Mortgage

Document Number	0000355990
Date	Apr 29, 2022
Book Page	33162/3735
Instrument	2022R0355990

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 28, 2017
Property Address	2968 SW 15TH ST, MIAMI, FL 33145-1138
Document Number	0000172606
Book / Page	30473 / 2115
Map Reference	MB 14 PG 49
Instrument Date	Mar 24, 2017
Instrument	2017R0172606
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 SALOLA ST, 106, ASHEVILLE, NC 28806-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2968 SW 15TH ST, MIAMI, FL 33145-1138

Mortgage

Document Number	, 2017R0172607
Date	Mar 28, 2017
Instrument	2017R0172607

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2968 SW 15th St was $12,480.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,480.00	$605,384 Land $486,500 Building $118,884	$605,384 Land $486,500 Building $118,884
2023	$6,307.00 (+3.02%) Homeowner's exemption	$330,184 (+3%)	$531,092 (+14.8%) Land $396,150 Building $134,942
2022	$6,122.00 Homeowner's exemption	$320,567	$462,618 Land $326,650 Building $135,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2968 SW 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2968 SW 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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