2968 Stargaze Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2968 Stargaze Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,341 sqft · built 1998
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,900 (Oct 2008)
Tax Bill	$4,789 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A982001192`

Property Details

APN / Parcel Number

Primary APN	`A982001192`
Alternative APN	`2-113B-7823-00-0475.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,341 sqft Living Area
Gross Area	3,953 sqft
1st Floor Area	1,288 sqft
Basement Area	1,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982001192
Street Address	2968 STARGAZE DR
City	O FALLON
State	MO
Zip	63368-8067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	VLGS AT DARDENNE CHENEAUX VLG LOT 475
Legal Subdivision	VLGS AT DARDENNE CHENEAOX VLG
Legal Lot Number	475
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3009
Census Tract	311152

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2968 STARGAZE DR, O FALLON, MO 63368-8067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU
Sep 11, 2020	Deed of Trust, Mortgage FIRST INTEGRITY MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2008 · Amount on Record
Deed Sale	Oct 1, 2008 · Amount on Record
Prior Sale	Apr 10, 2000 · Amount on Record
Deed Document Number	2008674690
Deed Book / Page	5054 / 1959
Prior Transfer Date	Aug 22, 2006
Prior Transfer Doc	0000723940
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2968 STARGAZE DR, DARDENNE PRAIRIE, MO 63368-8067
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2968 STARGAZE DR, O FALLON, MO 63368-8067

Mortgage

Document Number	0000056054
Date	Dec 15, 2025
Instrument	2025R-056054

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2968 STARGAZE DR, DARDENNE PRAIRIE, MO 63368-8067
Document Number	0000002469
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2968 STARGAZE DR DARDENNE PRAIRIE MO 633688067, DARDENNE PRAIRIE, MO 63368-8067

Mortgage

Document Number	0000002469
Date	Jan 8, 2021
Instrument	2469

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2036

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2968 STARGAZE DR, DARDENNE PRAIRIE, MO 63368-8067
Document Number	0000069282
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2968 STARGAZE DR DARDENNE PRAIRIE MO 633688067, DARDENNE PRAIRIE, MO 63368-8067

Mortgage

Document Number	0000069282
Date	Sep 18, 2020
Instrument	69282

Lender

Name	FIRST INTEGRITY MTG SVCS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,118 (-)	$416,410 (-) Land $75,000 Building $341,410
2025	$4,789.00 (+2.44%)	$79,118 (+5.38%)	$416,410 (+5.38%) Land $75,000 Building $341,410
2024	$4,675.00
2023		$75,080
2022			$395,160 Land $50,000 Building $345,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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