2968 Ray Owens Rd, Appling, GA 30802 Property Records

Columbia County property record for 2968 Ray Owens Rd, Appling, GA 30802

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,446 sqft · built 2020
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Sep 2001)
Tax Bill$6,643 (2026)
Deeds & MortgagesMay 2023 Second Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN026 006

Property Details

APN / Parcel Number

Primary APN026 006

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,446 sqft Finished Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Lot Area174,240 sqft (4 acres)

Location & Zoning

Street Address2968 RAY OWENS RD
CityAPPLING
StateGA
Zip30802-2229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionTRACT A 4.00 ACS
Legal TractA
Legal Lot Number5&6
JurisdictionCOLUMBIA GA
Township / Civil DivisionAPPLING
Census Block Group1
Census Block1000
Census Tract30404

Owner

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2968 RAY OWENS RD, APPLING, GA 30802-2229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE
Jan 16, 2020Deed of Trust, Construction Loan · Construction Mortgage
F&M BK
Apr 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2001 · Amount on Record
Deed SaleSep 24, 2001 · Amount on Record
Deed Document Number20014999
Deed Book / Page2801 / 128
Last Transfer DateApr 10, 2019
Transfer Doc1897/0245
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA GA
Property Address2968 RAY OWENS RD, APPLING, GA 30802-2229
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 RAY OWENS RD, APPLING, GA 30802-2229
InvestorPossibly a Property Investor

Mortgage

Document Number0014749/86
DateMay 30, 2023
Book Page0000014749/0000000086
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2043

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA GA
Property Address2968 RAY OWENS RD, APPLING, GA 30802-2229
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 RAY OWENS RD, APPLING, GA 30802-2229

Mortgage

Document Number013373/221
DateApr 7, 2021
Book Page0000013373/0000000221
Lender
NameAMERISAVE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

January 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCOLUMBIA GA
Recording DateJan 16, 2020
Property Address2968 RAY OWENS RD, APPLING, GA 30802-2229
Document Number2359/0214
Book / Page012359 / 000214
Instrument DateDec 24, 2019
Transaction TypeConstruction Loan
Record UpdatedFeb 5, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 RAY OWENS RD APPLING GA 308022229, APPLING, GA 30802-2229

Mortgage

Document Number2359/0214
DateJan 16, 2020
Book Page012359/000214
Lender
NameF&M BK
TypeBank
AddressWASHINGTON, GA
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 15, 2021

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLUMBIA GA
Recording DateApr 16, 2019
Property Address2968 RAY OWENS RD, APPLING, GA 30802-2229
Document Number1897/0245
Book / Page011897 / 000245
Instrument DateApr 10, 2019
Transaction TypeTransfer
Record UpdatedMay 7, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 RAY OWENS RD APPLING GA 308022229, APPLING, GA 30802-2229

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyColumbia County
Unified School DistrictColumbia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,643.00 (-1.7%)$314,018 (+4.92%) Land $34,834 Building $279,184$785,046 (+4.92%) Land $87,085 Building $697,961
2025$6,758.00 (+34.68%)$299,301 (+51.73%) Land $34,834 Building $264,467$748,252 (+51.73%) Land $87,085 Building $661,167
2023$5,018.00 (+3.02%)$197,257 (+5.15%) Land $16,541 Building $180,716$493,144 (+5.15%) Land $41,353 Building $451,791
2022$4,871.00$187,588 Land $14,142 Building $173,446$468,970 Land $35,355 Building $433,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 67% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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