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2968 Penelope Loop, Kissimmee, FL 34746 Property Records

Osceola County property record for 2968 Penelope Loop, Kissimmee, FL 34746

Property Summary

Property TypeSingle Family Home
Details8 bd · 5 ba · 4,289 sqft · built 2022
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$950,000 (Jul 2022)
Tax Bill$13,789 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN07-25-29-5178-0001-3410

Property Details

APN / Parcel Number

Primary APN07-25-29-5178-0001-3410
Alternative APN
  • 252907517800013410

Interior

Bedrooms8 Beds
Full Baths5 Baths
Stories2 Stories
Building Area4,289 sqft Living Area
Gross Area4,707 sqft
1st Floor Area2,232 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialConcrete Block/Stucco
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area38 sqft
PorchFlorida Room
Porch Area18 sqft
Patio Area474 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address2968 PENELOPE LOOP
CityKISSIMMEE
StateFL
Zip34746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVE AT STOREY LAKE 4 PB 30 PGS 18-35 LOT 341
Legal Range29E
Legal Township25S
Legal Section07
Legal SubdivisionCOVE AT STOREY LAKE III
Legal Lot Number341
JurisdictionOSCEOLA FL
Township / Civil DivisionKISSIMMEE
Census Block Group1
Census Block1003
Census Tract40904

Owner

Source: Osceola County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address18 CLEARLAND RD, SYOSSET, NY 11791-6914
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2022 · Amount on File
Deed SaleJul 13, 2022 · Amount on File
Deed Document Number2022107993
Deed Book / Page6250 / 1142
Record UpdatedOct 29, 2026

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 13, 2022
Property Address2968 PENELOPE LOOP, KISSIMMEE, FL 34746
Document Number0062501142
Book / Page6250 / 1142
Map ReferenceMB 30 PG 18
Instrument DateJun 22, 2022
Instrument2022107993
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 OLEARLAND ROAD, SYOSSET, NY 11791

Mortgage

Document Number0062501146
DateJul 13, 2022
Instrument6250/1146
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,789.00 (+4.44%)$808,700 (+6.63%) Land $115,000 Building $693,700$808,700 (+6.63%) Land $115,000 Building $693,700
2023$13,203.00 (+311.95%)$758,400 (+1,416.8%) Land $115,000 Building $643,400$758,400 (+1,416.8%) Land $115,000 Building $643,400
2022$3,205.00$50,000 Land $50,000$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 136 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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