2968 Orchardpark Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2968 Orchardpark Dr, Cincinnati, OH 45239

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,904 sqft · built 1998
Lot Size0.342 acres (14,898 sqft)
Owner2 Individual Names on Record
Last Sale$239,900 (Aug 2019)
Tax Bill$5,055 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN550-0022-0050-00

Property Details

APN / Parcel Number

Primary APN550-0022-0050-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,904 sqft Living Area
1st Floor Area972 sqft
2nd Floor Area932 sqft
Basement Area932 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area14,898 sqft (0.342 acres)
Lot Dimensions233 ft deep x 144 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2968 ORCHARDPARK DR
CityCINCINNATI
StateOH
Zip45239-7782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORCHARDPARK DR 144.20 X 233.41 IRR LOT 1 PARK WOODS SUB
Legal SubdivisionPARK WOODS SUB
Legal Lot Number1
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3000
Census Tract20811

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2968 ORCHARDPARK DR, CINCINNATI, OH 45239-7782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Aug 3, 2020Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE
Aug 12, 2019Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE
Dec 14, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2019 · Amount on Record
Deed SaleAug 12, 2019 · Amount on Record
Prior SaleDec 14, 2017
Deed Document Number0000066320
Deed Book / Page013978 / 000711
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2968 ORCHARDPARK DR, CINCINNATI, OH 45239-7782
Transaction TypeMortgage
Record UpdatedApr 25, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 ORCHARDPARK DR, CINCINNATI, OH 45239-7782

Mortgage

Document Number0000029624
DateMar 22, 2022
Book Page14629/1704
Instrument2022-0029624
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2968 ORCHARDPARK DR, CINCINNATI, OH 45239-7782
Document Number0000077561
Instrument DateAug 3, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2968 ORCHARDPARK DR CINCINNATI OH 452397782, CINCINNATI, OH 45239-7782

Mortgage

Document Number0000077561
DateAug 6, 2020
Book Page014226/000545
Instrument77561
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 12, 2019
Property Address2968 ORCHARDPARK DR, CINCINNATI, OH 45239-7782
Document Number0000066320
Book / Page013978 / 000711
Instrument DateJul 31, 2019
Instrument66320
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$959.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2968 ORCHARDPARK DR CINCINNATI OH 452397782, CINCINNATI, OH 45239-7782

Mortgage

Document Number66321
DateAug 12, 2019
Book Page013978/000714
Instrument66321
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2049

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateDec 14, 2017
Property Address2968 ORCHARDPARK DR, CINCINNATI, OH 45239-7782
Document Number0000003368
Map ReferenceMB 334 PG 53-54
Instrument DateDec 1, 2017
Instrument17-0113368
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 ORCHARDPARK DR, CINCINNATI, OH 45239-7782

Mortgage

Document Number0000003369
DateDec 14, 2017
Instrument17-0113369
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,055.00 (+2.29%)$93,251 (-) Land $16,100 Building $77,151
2024$4,942.00 (-0.48%)$93,251 (-) Land $16,100 Building $77,151
2023$4,966.00 (-9.26%)$93,251 (+11.06%) Land $16,100 Building $77,151$266,430 (+11.06%) Land $46,000 Building $220,430
2022$5,473.00 Homeowner's exemption$83,965 Land $15,680 Building $68,285
2020$239,900 Land $44,800 Building $195,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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