2968 Lone Pine Ln, Naples, FL 34119 Property Records

Collier County property record for 2968 Lone Pine Ln, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,969 sqft · built 2000
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Aug 2016)
Tax Bill	$4,828 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`527910 5 273B21`

Property Details

APN / Parcel Number

Primary APN	`527910 5 273B21`
Alternative APN	`64625005565`

Interior

Stories	2 Stories
Building Area	1,969 sqft Living Area
1st Floor Area	1,969 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Pool Area	364 sqft
Deck Area	192 sqft

Location & Zoning

Street Address	2968 LONE PINE LN
City	NAPLES
State	FL
Zip	34119-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OLDE CYPRESS UNIT THREE TRACT 5 LOT 27 & THAT PORTION OF LOT 28 AS DESC IN OR 4276 PG 576
Legal Range	26
Legal Township	48
Legal Section	21
Legal Subdivision	OLDE CYPRESS UNIT 3
Legal Tract	5
Legal Block	1
Legal Lot Number	27
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1034
Census Tract	11209

Owner

2968 Lone Pine Ln is owned and occupied by two individuals who bought it in August 2016.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2968 LONE PINE LN, NAPLES, FL 34119-9765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2016 · Amount on File
Deed Sale	Aug 5, 2016 · Amount on File
Prior Sale	Apr 2, 2015 · Amount on File
Deed Document Number	20165298209
Deed Book / Page	5301 / 1978
Prior Transfer Date	Aug 22, 2007
Prior Transfer Doc	0042760575
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2968 LONE PINE LN, NAPLES, FL 34119-9765
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2968 LONE PINE LN, NAPLES, FL 34119-9765

Mortgage

Document Number	0065311873
Date	Dec 3, 2025
Book Page	6531/1873
Instrument	6758524

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2968 LONE PINE LN, NAPLES, FL 34119-9765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054323599
Date	Sep 18, 2017
Book Page	5432/3599
Instrument	5449445

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2968 LONE PINE LN, NAPLES, FL 34119-9765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058023149
Date	Aug 17, 2020
Book Page	5802/3149
Instrument	5909365

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	NAPLES, FL 34109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2968 Lone Pine Ln was $4,828 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,610 (+2.7%)	$845,043 (-18.26%) Land $316,227 Building $528,816
2025	$4,828.00 Homeowner's exemption	$519,581	$1,033,825 Land $617,148 Building $416,677
2023	$4,676.00 (-2.56%) Homeowner's exemption	$490,231 (+3%)	$989,218 (+21.51%) Land $444,346 Building $544,872
2022	$4,799.00 Homeowner's exemption	$475,952	$814,098 Land $233,722 Building $580,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2968 Lone Pine Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2968 Lone Pine Ln is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lone Pine Ln

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