Greene County property record for 2968 Ambrosia Ln E, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,512 sqft · built 2015 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jul 2023) |
| Tax Bill | $7,726 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B03-0002-0039.0-0246.00 |
| Primary APN | B03-0002-0039.0-0246.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 668 sqft |
| Finished Basement | 668 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,104 sqft (0.209 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2968 AMBROSIA LN E |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-2576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING MEADOWS SECTION THREE LOT 89 0.209AC 2968 AMBROSIA LN E |
| Legal Subdivision | SPRING MEADOWS SEC 3 |
| Legal Lot Number | 89 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BEAVERCREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 210603 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2968 AMBROSIA LN E, XENIA, OH 45385-2576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Jul 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 8, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Feb 28, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on File |
| Deed Sale | Jul 7, 2023 · Amount on File |
| Prior Sale | Feb 28, 2019 · Amount on File |
| Deed Document Number | 20238945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 2968 AMBROSIA LN E, XENIA, OH 45385-2576 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2968 AMBROSIA LN E, XENIA, OH 45385-2576 |
| Document Number | 0000000377 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 2026000377 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | 14511 MYFORD RD STE 100, TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jul 7, 2023 |
| Property Address | 2968 AMBROSIA LN E, XENIA, OH 45385-2576 |
| Document Number | 0000008945 |
| Map Reference | CAB 37 PG 355B-356B |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023008945 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2968 AMBROSIA LN E, XENIA, OH 45385-2576 |
| Document Number | 0000008946 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023008946 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 2968 AMBROSIA LN E, XENIA, OH 45385-2576 |
| Document Number | 0000011362 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2968 AMBROSIA LN E XENIA OH 453852576, XENIA, OH 45385-2576 |
| Document Number | 0000011362 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 11362 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Feb 28, 2019 |
| Property Address | 2968 AMBROSIA LN E, XENIA, OH 45385-2576 |
| Document Number | 0000002698 |
| Map Reference | CAB 37 PG 355B-356B |
| Instrument Date | Feb 13, 2019 |
| Instrument | 2019002698 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2968 AMBROSIA LN E, XENIA, OH 45385-2576 |
| Document Number | 0000002699 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019002699 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Beavercreek Township |
| Unified School District | Beavercreek City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,726.00 (-2.13%) | $134,700 (-) Land $24,590 Building $110,110 | |
| 2024 | $7,894.00 (+19.86%) | $134,700 (-) Land $24,590 Building $110,110 | |
| 2023 | $6,586.00 (+3.83%) | $134,700 (+19.6%) Land $24,590 Building $110,110 | $384,840 (+19.59%) Land $70,250 Building $314,590 |
| 2022 | $6,343.00 | $112,630 Land $20,490 Building $92,140 | |
| 2020 | $321,800 Land $58,540 Building $263,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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