St. Louis County property record for 2966 Schmidt Island, Cook, MN 55723
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 640 sqft |
| Lot Size | 0.885 acres (38,567 sqft) |
| Owner | Trust Name on File |
| Last Sale | $15,600 (Aug 1992) |
| Tax Bill | $1,944 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 250-0081-00020 |
| Primary APN | 250-0081-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 640 sqft Gross Area |
| 1st Floor Area | 640 sqft |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 38,567 sqft (0.885 acres) |
| Deck Area | 48 sqft |
| Storage Building | 100 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 994310 |
|---|---|
| Street Address | 2966 SCHMIDT IS |
| City | COOK |
| State | MN |
| Zip | 55723 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | INC AN UND 1/13 INT IN OUTLOT A SERIAL # |
| Legal Subdivision | SCHMIDTS ISLAND TOWN OF BEATTY |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BEATTY |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 15501 |
2966 Schmidt Island, a residential property, is held in a trust since August 1992.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1045 N SONIA AVE, INVERNESS, FL 34453-9758 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 1992 · Amount on File |
| Deed Sale | Aug 18, 1992 · Amount on File |
| Deed Document Number | 1992380896 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 2966 Schmidt Island was $1,944, up 16.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Beatty Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,944.00 (+16.55%) | ||
| 2025 | $1,668.00 (+7.61%) | $188,100 (+12.1%) Land $152,000 Building $36,100 | $188,100 (+12.1%) Land $152,000 Building $36,100 |
| 2024 | $1,550.00 | $167,800 Land $136,100 Building $31,700 | $167,800 Land $136,100 Building $31,700 |
| 2022 | $151,900 Land $120,300 Building $31,600 | $151,900 Land $120,300 Building $31,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2966 Schmidt Island in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2966 Schmidt Island is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
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