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2966 Scarlett Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2966 Scarlett Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,021 sqft · built 2019
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$315,900 (Jan 2020)
Tax Bill$3,179 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-26-31-4466-0001-0150

Property Details

APN / Parcel Number

Primary APN20-26-31-4466-0001-0150
Alternative APN
  • 263120446600010150

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,021 sqft Living Area
Gross Area3,520 sqft
1st Floor Area2,045 sqft
Upper Floors Area976 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area483 sqft
PorchFinished/Open Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address2966 SCARLETT DR
CitySAINT CLOUD
StateFL
Zip34772-7686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKLEY PLACE PB 28 PGS 5-8 LOT 15
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionOAKLEY PLACE
Legal Lot Number15
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1042
Census Tract43301

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2966 SCARLETT DR, SAINT CLOUD, FL 34772-7686
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2020 · Amount on Record
Deed SaleJan 3, 2020 · Amount on Record
Deed Document Number2020859
Deed Book / Page5651 / 2617
Last Transfer DateApr 23, 2024
Transfer Doc0065871786
Record UpdatedJun 8, 2026

January 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 3, 2020
Property Address2966 SCARLETT DR, SAINT CLOUD, FL 34772-7686
Document Number0056512617
Book / Page5651 / 2617
Map ReferenceMB 28 PG 5-8
Instrument DateDec 31, 2019
Instrument2020000859
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,211.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 TAVISTOCK LAKES BLVD STE 200, 6900, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

NameVerified Name
Address2966 SCARLETT DR, SAINT CLOUD, FL 34772-7686

Mortgage

Document Number0056512619
DateJan 3, 2020
Instrument5651/2619
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2030

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,179.00 (+4.85%)$220,484 (+5.99%)$402,200 (+37.41%) Land $70,000 Building $332,200
2024$3,032.00 (+2.23%)
2023$2,966.00 (+4.51%) Homeowner's exemption$208,031 (+3%)$292,700 (-5.94%) Land $55,000 Building $237,700
2022$2,838.00 Homeowner's exemption$201,972$311,200 Land $55,000 Building $256,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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