2966 Cates Mill Rd, Roxboro, NC 27574 Property Records

Person County property record for 2966 Cates Mill Rd, Roxboro, NC 27574

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,241 sqft · built 1956
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Dec 2023)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A52 30`

Property Details

APN / Parcel Number

Primary APN	`A52 30`
Alternative APNs	`46279 302` `27012 302`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,241 sqft Heated Area
Gross Area	1,829 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	418 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27012 302
Street Address	2966 CATES MILL RD
City	ROXBORO
State	NC
Zip	27574-7986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 ACRES & HOUSE
Jurisdiction	PERSON NC
Township / Civil Division	FLAT RIVER
Census Block Group	2
Census Block	2022
Census Tract	920601

Owner

Source: Person County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3199 CATES MILL RD, ROXBORO, NC 27574-7987
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN AND INVESTMENT BANK FSB
Jun 12, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	2023410388
Deed Book / Page	1175 / 93
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	2966 CATES MILL RD, ROXBORO, NC 27574-7986
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 CATES MILL RD, ROXBORO, NC 27574-7986

Mortgage

Document Number	0010840424
Date	Jul 1, 2021
Book Page	1084/424
Instrument	394656

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	May 3, 2031

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Jun 12, 2019
Property Address	2966 CATES MILL RD, ROXBORO, NC 27574-7986
Document Number	0010090841
Book / Page	1009 / 841
Instrument Date	Jun 12, 2019
Instrument	381734
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 CATES MILL RD, ROXBORO, NC 27574-7986

Mortgage

Document Number	381735
Date	Jun 12, 2019
Instrument	381735

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Person County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,279 (-) Land $32,890 Building $222,389	$255,279 (-) Land $32,890 Building $222,389
2025	$1,726.00 (+78.12%)	$255,279 (+106.79%)	$255,279 (+106.79%) Land $32,890 Building $222,389
2023	$969.00 (+0.31%)	$123,451	$123,451 Land $27,060 Building $96,391
2022	$966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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