2966 290th Ln, Stuart, IA 50250 Property Records

Guthrie County property record for 2966 290th Ln, Stuart, IA 50250

Property Summary

Property Type	Rural Home
Details	4 bd · 5 ba · 3,514 sqft · built 2007
Lot Size	37.6 acres (1,639,163 sqft)
Owner	2 Individual Names on File
Last Sale	$534,000 (Aug 2020)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Jan 2020 Refinance Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0000544800`

Property Details

APN / Parcel Number

Primary APN	`0000544800`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,514 sqft Living Area
1st Floor Area	1,612 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	1,639,163 sqft (37.6 acres)
Garage Type	Mixed
Garage Area	2,156 sqft
Parking Spaces	8 Parking Spaces
Patio Area	424 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2966 290TH LN
City	STUART
State	IA
Zip	50250-8558
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	01 78 31 LOT 16
Legal Range	31W
Legal Township	78N
Legal Section	01
Legal Lot Number	16
Jurisdiction	GUTHRIE IA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1137
Census Tract	950300

Owner

2966 290th Ln, a rural home, is owned and occupied by two individuals who bought it in August 2020.

Source: Guthrie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2966 290TH LN, STUART, IA 50250-8558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROLLING HILLS BANK & TRUST
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 26, 2020	Affidavit, Transfer · Conventional Mortgage ROLLING HILLS BANK & TRUST
Aug 26, 2020	Affidavit, Transfer · Conventional Mortgage ROLLING HILLS BANK & TRUST
Aug 26, 2020	Deed, Transfer
Aug 26, 2020	Deed, Transfer · Conventional Mortgage ROLLING HILLS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Deed Document Number	20202380
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0020202379
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	2966 290TH LN, STUART, IA 50250-8558
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020200073
Date	Jan 10, 2020
Instrument	202020-0073

Lender

Name	ROLLING HILLS BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2021

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	2966 290TH LN, STUART, IA 50250-8558
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 290TH LN, STUART, IA 50250-8558

Mortgage

Document Number	0020252345
Date	Oct 6, 2025
Instrument	2025-2345

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2040

August 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	GUTHRIE IA
Recording Date	Aug 26, 2020
Property Address	2966 290TH LN, STUART, IA 50250-8558
Document Number	0020202381
Instrument Date	Aug 25, 2020
Instrument	2020-2381
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 290TH LN, STUART, IA 50250-8558

Mortgage

Document Number	0020202382
Date	Aug 26, 2020
Instrument	2020-2382

Lender

Name	ROLLING HILLS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 25, 2025

Interest

Rate Type	Fixed Rate

August 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	GUTHRIE IA
Recording Date	Aug 26, 2020
Property Address	2966 290TH LN, STUART, IA 50250-8558
Document Number	0020202379
Instrument Date	Aug 21, 2020
Instrument	2020-2379
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 290TH LN, STUART, IA 50250-8558
Investor	Possibly a Property Investor

Mortgage

Document Number	0020202382
Date	Aug 26, 2020
Instrument	2020-2382

Lender

Name	ROLLING HILLS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 25, 2025

Interest

Rate Type	Fixed Rate

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GUTHRIE IA
Recording Date	Aug 26, 2020
Property Address	2966 290TH LN, STUART, IA 50250-8558
Document Number	0020202380
Instrument Date	Aug 21, 2020
Instrument	2020-2380
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Tax	$853.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2966 290TH LN, STUART, IA 50250-8558
Investor	Possibly a Property Investor

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GUTHRIE IA
Recording Date	Aug 26, 2020
Property Address	2966 290TH LN, STUART, IA 50250-8558
Document Number	0020202380
Instrument Date	Aug 21, 2020
Instrument	2020-2380
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$853.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2966 290TH LN, STUART, IA 50250-8558
Investor	Possibly a Property Investor

Mortgage

Document Number	0020202382
Date	Aug 26, 2020
Instrument	2020-2382

Lender

Name	ROLLING HILLS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Oct 25, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2966 290th Ln was $4,462 with a homeowner's exemption, down 7.3% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,500 (-) Land $54,300 Building $350,200	$404,500 (-) Land $54,300 Building $350,200
2025	$4,462.00 (-7.27%) Homeowner's exemption	$404,500 Land $54,300 Building $350,200	$404,500 Land $54,300 Building $350,200
2024	$4,812.00
2023		$385,400 (+31.27%) Land $41,100 Building $344,300	$385,400 Land $41,100 Building $344,300
2022	$4,184.00 Homeowner's exemption Additional exemption filed	$293,600 Land $30,400 Building $263,200
2021			$293,600 Land $30,400 Building $263,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2966 290th Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2966 290th Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 78% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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