2965 W Tonto St, Apache Junction, AZ 85120 Property Records

Pinal County property record for 2965 W Tonto St, Apache Junction, AZ 85120

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1980
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2023)
Tax Bill	$1,209 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-12-013C`

Property Details

APN / Parcel Number

Primary APN	`100-12-013C`
Alternative APN	`10012013C2`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2965 W TONTO ST
City	APACHE JUNCTION
State	AZ
Zip	85120-8760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	W1/2 W1/2 OF LOT 36 OF SEC 6-1N-8E 1.25 AC
Legal Range	08E
Legal Township	01N
Legal Section	06
Legal Lot Number	36
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	1
Census Block	1051
Census Tract	307

Owner

Source: Pinal County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2965 W TONTO ST, APACHE JUNCTION, AZ 85120-8760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Jul 19, 2021	Warranty Deed, Transfer · Commercial Mortgage THE FOUR WINDS SPENDTHRIFT TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	202366861
Prior Transfer Date	May 13, 1996
Prior Transfer Doc	0000023759
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Sep 8, 2023
Property Address	2965 W TONTO ST, APACHE JUNCTION, AZ 85120-8760
Document Number	0000066861
Instrument Date	Jun 12, 2023
Instrument	2023-066861
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5275 N IRONWOOD DR, APACHE JUNCTION, AZ 85120-9091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 W TONTO ST, APACHE JUNCTION, AZ 85120-8760

Mortgage

Document Number	0000066862
Date	Sep 8, 2023
Instrument	2023-066862

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jul 19, 2021
Property Address	2965 W TONTO ST, APACHE JUNCTION, AZ 85120-8760
Document Number	0000090119
Instrument Date	Jul 16, 2021
Instrument	2021-090119
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	EAST TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1511 R AVE, 1511, LA GRANDE, OR 97850-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5275 N IRONWOOD DR, APACHE JUNCTION, AZ 85120-9091

Mortgage

Document Number	0000090120
Date	Jul 19, 2021
Instrument	2021-090120

Lender

Name	THE FOUR WINDS SPENDTHRIFT TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$30,818 (+0.25%) Land $14,747 Building $16,071	$308,182 (+0.25%) Land $147,469 Building $160,713
2026		$30,740 (+10.78%) Land $14,898 Building $15,842	$307,403 (+10.78%) Land $148,981 Building $158,422
2025	$1,209.00 (-6.86%)	$27,749 (+0.8%)	$277,486 (+0.8%) Land $124,151 Building $153,335
2024		$27,529 Land $11,808 Building $15,721	$275,290 Land $118,079 Building $157,211
2023	$1,298.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	25 / 3

May also be available: Mediacom Xtream, Verizon.

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