2965 Sunrise Ct, Merced, CA 95348 Property Records

Merced County property record for 2965 Sunrise Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,202 sqft · built 1998
Lot Size	0.138 acres (6,024 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Oct 2021)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Transfer + 1 more
Flood Zone	Zone AO (high risk)
APN	`057-581-014-000`

Property Details

APN / Parcel Number

Primary APN	`057-581-014-000`
Alternative APN	`057-581-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,202 sqft Living Area
Gross Area	1,601 sqft
1st Floor Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,024 sqft (0.138 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Patio Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	057-581-014
Street Address	2965 SUNRISE CT
City	MERCED
State	CA
Zip	95348-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15000
Legal Description	AMENDED MAP OF VILLAGE GREENS NO 2 LOT 62
Legal Subdivision	MAP OF VILLAGE GREENS 02 AMD
Legal Lot Number	62
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2013
Census Tract	904

Owner

2965 Sunrise Ct is owned and occupied by an individual who acquired it in April 2024.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2965 SUNRISE CT, MERCED, CA 95348-3815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 10, 2026	Divorce Transfer, Transfer
Oct 1, 2021	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Sep 30, 2005 · Amount on File
Deed Document Number	202144209
Last Transfer Date	Apr 26, 2024
Transfer Doc	0000006035
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jun 22, 2026
Property Address	2965 SUNRISE CT, MERCED, CA 95348-3815
Document Number	0000016745
Instrument Date	Apr 28, 2026
Instrument	202616745
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 SUNRISE CT, MERCED, CA 95348-3815

Mortgage

Document Number	0000016745,
Date	Jun 22, 2026
Instrument	202616745

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Nov 1, 2051

Interest

Rate	6.46%
Max Rate	-1%

March 2026: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 10, 2026
Property Address	2965 SUNRISE CT, MERCED, CA 95348-3815
Document Number	0000006035
Map Reference	VOL 47 PG 50-51
Instrument Date	Apr 26, 2024
Instrument	2026006035
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 SUNRISE CT, MERCED, CA 95348-3815

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 1, 2021
Property Address	2965 SUNRISE CT, MERCED, CA 95348-3815
Document Number	0000044209
Map Reference	VOL 47 PG 50&51
Instrument Date	Sep 17, 2021
Instrument	2021044209
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2965 SUNRISE CT, MERCED, CA 95348-3815

Mortgage

Document Number	0000044210
Date	Oct 1, 2021
Instrument	2021044210

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2965 Sunrise Ct was $3,708, down 0.5% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$368,025 (+12.72%) Land $64,945 Building $303,080
2025	$3,708.00 (-0.54%)	$326,500 Land $80,000 Building $246,500
2024	$3,728.00 (+5.34%)
2023	$3,539.00 (-6.05%)	$321,000 Land $75,000 Building $246,000
2022	$3,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2965 Sunrise Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2965 Sunrise Ct is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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