2965 Simpson St, Saint Paul, MN 55113 Property Records

Ramsey County property record for 2965 Simpson St, Saint Paul, MN 55113

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,568 sqft · built 1952
Lot Size0.258 acres (11,232 sqft)
OwnerIndividual Name on File
Tax Bill$4,526 (2025)
Deeds & MortgagesApr 2026 Sale
Aug 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN03-29-23-23-0026

Property Details

APN / Parcel Number

Primary APN03-29-23-23-0026
Alternative APNs
  • 8522121
  • 581431

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
Basement Area430 sqft
Finished Basement430 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeWood
Lot Area11,232 sqft (0.258 acres)
Lot Dimensions144 ft deep x 78 ft wide
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number581431
Street Address2965 SIMPSON ST
CitySAINT PAUL
StateMN
Zip55113-1648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSEVILLE TERRACE PLAT 2 LOT 2 BLK 4
Legal Range23
Legal Township29
Legal Section03
Legal SubdivisionROSEVILLE TERRACE PLAT 2
Legal Block4
Legal Lot Number2
JurisdictionRAMSEY MN
Township / Civil DivisionROSEVILLE
Census Block Group3
Census Block3018
Census Tract41400

Owner

2965 Simpson St is owned and occupied by an individual who acquired it in October 2019.

Source: Ramsey County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address2965 SIMPSON ST, SAINT PAUL, MN 55113-1648
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Certificate of Transfer, Transfer
Aug 24, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CITY & COUNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 31, 2019
Transfer Doc0002652176
Record UpdatedSep 20, 2026

April 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionRAMSEY MN
Recording DateApr 21, 2026
Property Address2965 SIMPSON ST, SAINT PAUL, MN 55113-1648
Document Number0002814442
Instrument DateApr 21, 2026
Instrument20262814442
Transaction TypeTransfer
Record UpdatedOct 23, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2965 SIMPSON ST, ROSEVILLE, MN 55113-1648
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02759895
DateAug 24, 2023
InstrumentT02759895
Lender
NameCITY & COUNTY CU
TypeCredit Union
AddressSAINT PAUL, MN 55101
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term239 Months
DueJul 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 2965 Simpson St was $4,526, up 7.3% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityRoseville City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375,700 (-3.84%) Land $110,000 Building $265,700$375,700 (-3.84%) Land $110,000 Building $265,700
2025$4,526.00 (+7.25%) Homeowner's exemption$390,700 Land $110,000 Building $280,700$390,700 Land $110,000 Building $280,700
2024$4,220.00 (+9.21%)
2023$3,864.00 Homeowner's exemption$323,700 Land $95,000 Building $228,700$323,700 Land $95,000 Building $228,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2965 Simpson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2965 Simpson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRoseville
serves 35,343 people · EPA ID MN1620013
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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