2965 Red Cloud Ln, Grand Junction, CO 81504 Property Records

Mesa County property record for 2965 Red Cloud Ln, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,816 sqft · built 2021
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Apr 2025)
Tax Bill	$1,746 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2943-174-58-051`

Property Details

APN / Parcel Number

Primary APN	`2943-174-58-051`
Alternative APN	`R103211`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,036 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	572 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R103211
Street Address	2965 RED CLOUD LN
City	GRAND JUNCTION
State	CO
Zip	81504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 WEST BRANCH SUBDIVISION FILING FOUR LOCATED IN SEC 17 1S 1E UM RECD 5/11/2021 RN-2980540 MESA CO RECDS - 0.10 AC
Legal Subdivision	WEST BRANCH SUBDIVISION FILING FOUR
Legal Lot Number	51
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1034
Census Tract	801

Owner

Source: Mesa County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	614 20 RD, GRAND JUNCTION, CO 81507-9507
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Mar 14, 2022	Deed of Trust, Mortgage · Construction Mortgage GRAND VALLEY BANK
Apr 8, 2025	Special Warranty Deed, Subdivision Related Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Deed Document Number	20253122250
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	2965 RED CLOUD LN, GRAND JUNCTION, CO 81504
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 20 RD, GRAND JUNCTION, CO 81507-9507

Mortgage

Document Number	0003151054
Date	Feb 24, 2026
Instrument	3151054

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Feb 23, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	2965 RED CLOUD LN, GRAND JUNCTION, CO 81504
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003023215
Date	Mar 14, 2022
Instrument	3023215

Lender

Name	GRAND VALLEY BANK
Type	Bank
Address	GRAND JUNCTION, CO 81505

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 10, 2022

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 8, 2025
Property Address	2965 RED CLOUD LN, GRAND JUNCTION, CO 81504
Document Number	0003122250
Instrument Date	Apr 7, 2025
Instrument	3122250
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$40.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 VISTA VALLEY DR, FRUITA, CO 81521-3049

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	614 20 RD, GRAND JUNCTION, CO 81507-9507

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,746.00 (+4.05%)	$24,110 (+2.2%) Land $3,250 Building $20,860	$385,770 (+9.58%) Land $52,000 Building $333,770
2024	$1,678.00 (+0.66%)	$23,590 (-) Land $2,320 Building $21,270
2023	$1,667.00 (+94.29%)	$23,590 (+98.07%) Land $2,320 Building $21,270	$352,030 (+105.43%) Land $34,590 Building $317,440
2022	$858.00	$11,910 Land $4,310 Building $7,600
2021			$171,360 Land $62,000 Building $109,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Clearnetworx.

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