Lyon County property record for 2965 N Fork Rd, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,860 sqft · built 2005 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Jan 2018) |
| Tax Bill | $3,985 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jan 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-194-09 |
| Primary APN | 022-194-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,860 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 9,104 sqft (0.209 acres) |
| Garage Area | 677 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lawn Sprinklers | Lawn Sprinklers |
| Street Address | 2965 N FORK RD |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Description | 21-20-25 SE4 CREATED FROM SPLIT OF PARCEL # 021-301-33 TRUCKEE RIVER RANCH PH 1 SM333030 |
| Legal Subdivision | TRUCKEE RIVER RANCH PH 1 |
| Legal Block | 3 |
| Legal Lot Number | 103 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 960106 |
2965 N Fork Rd is owned and occupied by an individual who bought it in January 2018.
Source: Lyon County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2965 N FORK RD, FERNLEY, NV 89408-8011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Jan 30, 2018 | Grant Deed, Transfer FIRST CENTENNIAL TITLE COMPANY |
| Jan 26, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on File |
| Deed Sale | Jan 26, 2018 · Amount on File |
| Prior Sale | May 28, 2009 · Amount on File |
| Deed Document Number | 2018575630 |
| Prior Transfer Date | Mar 1, 2010 |
| Prior Transfer Doc | 0000455275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 2965 N FORK RD, FERNLEY, NV 89408-8011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | SUMMIT TITLE AGENCY INC, SUMMIT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000702630 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 702630 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Jan 30, 2018 |
| Property Address | 2965 N FORK RD, FERNLEY, NV 89408-8011 |
| Document Number | 0000575765 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 575765 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Title Company | FIRST CENTENNIAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2965 N FORK RD FERNLEY NV 894088011, FERNLEY, NV 89408-8011 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Jan 26, 2018 |
| Property Address | 2965 N FORK RD, FERNLEY, NV 89408-8011 |
| Document Number | 0000575630 |
| Map Reference | DOC333030 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 575630 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,306.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2965 N FORK RD, FERNLEY, NV 89408-8011 |
| Document Number | 0000575631 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 575631 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2026 property tax bill for 2965 N Fork Rd was $3,985.
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,985.00 | $163,394 Land $43,750 Building $119,644 | $466,840 Land $125,000 Building $341,840 |
| 2023 | $3,581.00 (+8.48%) | $147,716 (+6.94%) Land $33,250 Building $114,466 | $422,047 (+6.94%) Land $95,000 Building $327,047 |
| 2022 | $3,301.00 | $138,133 Land $33,250 Building $104,883 | $394,667 Land $95,000 Building $299,667 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2965 N Fork Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2965 N Fork Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Nevada |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
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