2965 Morris Dr, Bartow, FL 33830 Property Records

Polk County property record for 2965 Morris Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,011 sqft · built 1982
Lot Size	0.194 acres (8,446 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Oct 2022)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-27-362310-001140`

Property Details

APN / Parcel Number

Primary APN	`25-29-27-362310-001140`
Alternative APNs	`272925362310001140` `72925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	1,011 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,446 sqft (0.194 acres)
Lot Dimensions	112 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	42 sqft
Shed	1 Shed
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	2965 MORRIS DR
City	BARTOW
State	FL
Zip	33830-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GORDON HEIGHTS PHASE SIX PB 63 PG 32 LOT 114
Legal Range	25E
Legal Township	29S
Legal Section	27
Legal Subdivision	GORDON HEIGHTS PHASE 6
Legal Phase	6
Legal Tract	362310
Legal Block	1
Legal Lot Number	114
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1008
Census Tract	15301

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2965 MORRIS DR, BARTOW, FL 33830-8714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	2022266158
Deed Book / Page	12441 / 1152
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 6, 2022
Property Address	2965 MORRIS DR, BARTOW, FL 33830-8714
Document Number	0000266158
Book / Page	12441 / 1152
Map Reference	MB 63 PG 32
Instrument Date	Sep 22, 2022
Instrument	2022266158
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 MORRIS DR, BARTOW, FL 33830-8714

Mortgage

Document Number	0000266159
Date	Oct 6, 2022
Book Page	12441/1154
Instrument	2022266159

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,329 (-12.68%) Land $20,000 Building $119,329	$139,329 (-16.35%) Land $20,000 Building $119,329
2025	$1,543.00 (-22.38%) Homeowner's exemption	$159,566 (+5.99%)	$166,553 (+10.63%) Land $20,000 Building $146,553
2023	$1,988.00 (+295.23%) Homeowner's exemption	$150,552 (+648.31%) Land $14,000 Building $136,552	$150,552 (+41%) Land $14,000 Building $136,552
2022	$503.00	$20,119	$106,771 Land $11,500 Building $95,271

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20