2965 McLane Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2965 McLane Rd, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,432 sqft · built 1998
Lot Size	5.52 acres (240,538 sqft)
Owner	Individual Name on Record
Last Sale	$322,500 (May 2010)
Tax Bill	$5,806 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02100-00-00-034E0`

Property Details

APN / Parcel Number

Primary APN	`02100-00-00-034E0`
Alternative APN	`3395`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,432 sqft Finished Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	240,538 sqft (5.52 acres)
Garage Type	Detached
Garage Area	800 sqft

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	530 sqft
Patio Area	390 sqft
Shed	1 Shed
Shed Area	96 sqft
Greenhouse	48 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2965 MCLANE RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	MCLANE RIDGE 5
Legal Subdivision	MCLANE RIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	3
Census Block	3015
Census Tract	10201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2965 MCLANE RD, CHARLOTTESVILLE, VA 22911-9000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2010 · Amount on Record
Deed Sale	May 28, 2010 · Amount on Record
Deed Document Number	20105739
Deed Book / Page	3887 / 322
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2965 MCLANE RD, CHARLOTTESVILLE, VA 22911-9000
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 MCLANE RD, CHARLOTTESVILLE, VA 22911-9000

Mortgage

Document Number	202400003182
Date	Apr 26, 2024
Instrument	202400003182

Lender

Name	TRUIST BANK
Type	Bank
Address	PANTHER, WV 24872

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2965 MCLANE RD, CHARLOTTESVILLE, VA 22911-9000
Document Number	0000000069
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2965 MCLANE RD CHARLOTTESVILLE VA 229119000, CHARLOTTESVILLE, VA 22911-9000

Mortgage

Document Number	0000000069
Date	Jan 4, 2021
Book Page	005455/000244
Instrument	69

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2036

Interest

Rate	2.37%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,806.00 (+10.36%)	$649,400 (+10.35%) Land $146,700 Building $502,700	$649,400 (+10.35%) Land $146,700 Building $502,700
2025	$5,261.00 (+17.09%)	$588,500 (+11.84%) Land $146,700 Building $441,800	$588,500 (+11.84%) Land $146,700 Building $441,800
2023	$4,493.00	$526,200 Land $120,100 Building $406,100	$526,200 Land $120,100 Building $406,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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