2965 Denise Dr, Troy, MI 48085 Property Records

Oakland County property record for 2965 Denise Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,644 sqft · built 1973
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Jul 2022)
Tax Bill$5,605 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN88-20-12-277-007

Property Details

APN / Parcel Number

Primary APN88-20-12-277-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,644 sqft Living Area
1st Floor Area1,644 sqft
Basement Area1,644 sqft
Finished Basement1,644 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions125 ft deep x 76 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area133 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2965 DENISE DR
CityTROY
StateMI
Zip48085-3943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 12 MEADOWBROOK ESTATES LOT 2
Legal Range11E
Legal Township2N
Legal Section12
Legal SubdivisionMEADOWBROOK ESTATES SUB
Legal Lot Number2
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3000
Census Tract196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2965 DENISE DR, TROY, MI 48085-3943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN MUTUAL INC
Jul 8, 2022Warranty Deed, Transfer
CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2022 · Amount on Record
Deed SaleJul 8, 2022 · Amount on Record
Prior SaleNov 2, 2005 · Amount on Record
Deed Document Number2022411310
Deed Book / Page57934 / 37
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2965 DENISE DR, TROY, MI 48085-3943
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3338 ASH DR, ORION, MI 48359-2349

Mortgage

Document Number0000408270
DateJul 1, 2022
Book Page57917/655
Instrument408270
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 8, 2022
Property Address2965 DENISE DR, TROY, MI 48085-3943
Document Number0000411310
Book / Page57934 / 37
Map ReferenceLB 135 PG 18-21
Instrument DateJun 28, 2022
Instrument411310
Transaction TypeTransfer
Record UpdatedSep 2, 2022
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2965 DENISE DR, 2965, TROY, MI 48085-3943

Transferred To (Grantee/Buyer)

NameVerified Name
Address2965 DENISE DR, TROY, MI 48085-3943

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,605.00 (+2.39%)
2024$5,474.00 (+57.48%)
2023$287,860
2022$3,476.00$143,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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