2965 Co Rd 28, Morse Bluff, NE 68648 Property Records

Saunders County property record for 2965 Co Rd 28, Morse Bluff, NE 68648

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,472 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2024)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Nov 2023 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`2397-23-2-00000-000-4500`

Property Details

APN / Parcel Number

Primary APN	`2397-23-2-00000-000-4500`
Alternative APN	`000714500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Built-in
Deck Area	Deck Area
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2965 COUNTY ROAD 28
City	MORSE BLUFF
State	NE
Zip	68648-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	TR NW 23-17-5 & TR S 1/2 NE 22-17-5 (0.78 ACRES); MAP NUMBER: 2397-23-2-00000-000-4500
Legal Range	05
Legal Township	17
Legal Section	22
Jurisdiction	SAUNDERS NE
Township / Civil Division	BOHEMIA
Census Block Group	1
Census Block	1028
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2965 COUNTY ROAD 28, MORSE BLUFF, NE 68648-4824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed, Transfer · Conventional Mortgage WEST GATE BANK
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 24, 2017	Grant Deed, Transfer
Jul 20, 2017	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	2024245
Deed Book / Page	604 / 521
Record Updated	Oct 29, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SAUNDERS NE
Recording Date	May 3, 2024
Property Address	2965 COUNTY ROAD 28, MORSE BLUFF, NE 68648-4824
Document Number	0006051255
Book / Page	605 / 1255
Instrument Date	Apr 29, 2024
Instrument	2024-05-045
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202405046
Date	May 3, 2024
Instrument	2024-05-046

Lender

Name	WEST GATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2965 COUNTY ROAD 28, MORSE BLUFF, NE 68648-4824
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 COUNTY ROAD 28, MORSE BLUFF, NE 68648-4824

Mortgage

Document Number	0006001041
Date	Nov 17, 2023
Book Page	600/1041
Instrument	2023-11-188

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	335 Months
Due	Oct 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2965 COUNTY ROAD 28, MORSE BLUFF, NE 68648-4824
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005690706
Date	Oct 14, 2021
Book Page	569/706
Instrument	2021-10-295

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Sep 13, 2019
Property Address	2965 COUNTY ROAD 28, MORSE BLUFF, NE 68648-4824
Document Number	0005220422
Book / Page	522 / 422
Instrument Date	Sep 3, 2019
Instrument	2019-09-169
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005220423
Date	Sep 13, 2019
Book Page	522/423
Instrument	2019-09-170

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 24, 2017
Property Address	2965 COUNTY ROAD 28, MORSE BLUFF, NE 68648-4824
Document Number	0004921026
Book / Page	000492 / 001026
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

July 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 20, 2017
Property Address	2965 COUNTY ROAD 28, MORSE BLUFF, NE 68648-4824
Document Number	0004920638
Book / Page	000492 / 000638
Instrument Date	Jul 18, 2017
Instrument	220
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	2965 COUNTY ROAD 28 MORSE BLUFF NE 686484824, MORSE BLUFF, NE 68648-4824
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Bohemia Township
Unified School District	North Bend Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,357.00 (-9.29%)	$189,187 (+33.5%) Land $28,000 Building $161,187	$189,187 (+33.5%) Land $28,000 Building $161,187
2023	$1,496.00 (-2.54%)	$141,708 (+5.37%) Land $18,000 Building $123,708	$141,708 (+5.37%) Land $18,000 Building $123,708
2022	$1,535.00	$134,492 Land $18,000 Building $116,492	$134,492 Land $18,000 Building $116,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1979–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Northeast Nebraska Telephone Company Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 28

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