2965 320th St, Cedar, IA 52543 Property Records

Mahaska County property record for 2965 320th St, Cedar, IA 52543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,067 sqft · built 1890
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on File
Tax Bill$3,292 (2026)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1620400007

Property Details

APN / Parcel Number

Primary APN1620400007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area3,067 sqft Living Area
1st Floor Area1,128 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,787 sqft (1.12 acres)
Garage TypeAttached
Garage Area760 sqft
Parking Spaces3 Parking Spaces
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address2965 320TH ST
CityCEDAR
StateIA
Zip52543-9749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 220.27' W 551.53' S 252.21' IRREG TRAC T SW SE
Legal Range14W
Legal Township74N
Legal Section20
JurisdictionMAHASKA IA
Township / Civil DivisionCEDAR
Census Block Group2
Census Block2138
Census Tract950100

Owner

2965 320th St is owned and occupied by two individuals.

Source: Mahaska County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2965 320TH ST, CEDAR, IA 52543-9749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHASKA IA
Property Address2965 320TH ST, CEDAR, IA 52543-9749
Transaction TypeMortgage
Record UpdatedApr 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000002950
DateOct 29, 2018
Book Page0000002018/0000002950
Instrument000000002950
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount on Record
Term231 Months
DueJan 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2965 320th St was $3,292 with a homeowner's exemption.

Source: Mahaska County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMahaska County
Unified School DistrictEddyville-Blakesburg-Fremont Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,292.00$334,720 (-) Land $35,410 Building $299,310$334,720 (-) Land $35,410 Building $299,310
2025$3,292.00 (+5.78%) Homeowner's exemption$334,720 Land $35,410 Building $299,310$334,720 Land $35,410 Building $299,310
2024$3,112.00
2023$277,160 Land $35,410 Building $241,750$277,160 Land $35,410 Building $241,750
2022$3,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2965 320th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2965 320th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Kalona Cooperative Telephone Company
Fixed Wireless
50 / 10
Windstream
Fixed Wireless
50 / 5

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