2965 1st St, Napa, CA 94558 Property Records

Napa County property record for 2965 1st St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1998
Lot Size	0.13 acres (5,663 sqft)
Owner	Trust Name on File
Last Sale	$265,000 (Mar 2009)
Tax Bill	$4,668 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-011-005-000`

Property Details

APN / Parcel Number

Primary APN	`004-011-005-000`
Alternative APNs	`004-011-005` `00401105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,160 sqft Living Area
Gross Area	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	004-011-005
Street Address	2965 1ST ST
City	NAPA
State	CA
Zip	94558-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 515 WESTWOOD SUB NO 3 4R/M16
Legal Subdivision	WESTWOOD #3
Legal Lot Number	515
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1003
Census Tract	200804

Owner

2965 1st St is owner-occupied and held in a trust since April 2013.

Source: Napa County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	2965 1ST ST, NAPA, CA 94558-5528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU
Jul 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2009 · Amount on File
Deed Sale	Mar 24, 2009 · Amount on File
Prior Sale	Nov 26, 2008 · Amount on File
Deed Document Number	20096992
Last Transfer Date	Apr 12, 2013
Transfer Doc	0000011107
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2965 1ST ST, NAPA, CA 94558-5528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008046
Date	Apr 4, 2017
Instrument	2017-0008046

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2965 1ST ST, NAPA, CA 94558-5528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014322
Date	Jun 19, 2020
Instrument	2020-0014322

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jul 27, 2020
Property Address	2965 1ST ST, NAPA, CA 94558-5528
Document Number	0000017928
Instrument Date	Jun 30, 2020
Instrument	17928
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2965 1ST ST NAPA CA 945585528, NAPA, CA 94558-5528

Tax Assessment & Valuation

The 2026 property tax bill for 2965 1st St was $4,668 with a homeowner's exemption, up 2.2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,668.00 (+2.23%) Homeowner's exemption	$348,064 (+2%) Land $144,479 Building $203,585	$348,064 (+2%) Land $144,479 Building $203,585
2025	$4,566.00 Homeowner's exemption	$341,241 Land $141,647 Building $199,594	$341,241 Land $141,647 Building $199,594
2023	$4,362.00 (+1.3%) Homeowner's exemption	$327,993 Land $136,148 Building $191,845
2022	$4,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2965 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2965 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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