29641 Sides Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 29641 Sides Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2021
Lot Size	11.5 acres (502,247 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,220 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`652603408749`

Property Details

APN / Parcel Number

Primary APN	`652603408749`
Alternative APNs	`1534105` `38148`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,080 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Lot Area	502,247 sqft (11.5 acres)
Garage Type	Attached
Garage Area	662 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1534105
Street Address	29641 SIDES RD
City	ALBEMARLE
State	NC
Zip	28001-9080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 29641 SIDES RD 652603001
Legal Subdivision	BOUNDARY SURVEY FOR CARL L EFIRED
Legal Tract	2
Jurisdiction	STANLY NC
Township / Civil Division	ENDY
Census Block Group	3
Census Block	3012
Census Tract	930700

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29641 SIDES RD, ALBEMARLE, NC 28001-9080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 29, 2021	Intrafamily Transfer, Transfer · Construction Mortgage FIRST BANK
Apr 29, 2021	Correction Deed, Transfer ATTORNEY ONLY
Dec 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 2011
Deed Sale	Jan 1, 2011
Deed Book / Page	1321 / 823
Last Transfer Date	Apr 29, 2021
Transfer Doc	0000432340
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	29641 SIDES RD, ALBEMARLE, NC 28001-9080
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29641 SIDES RD, ALBEMARLE, NC 28001-9080

Mortgage

Document Number	0000444899
Date	Mar 23, 2022
Book Page	1779/1135
Instrument	444899

Lender

Name	FIRST BANK
Type	Bank
Address	LOCUST, NC 28097

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	Apr 29, 2021
Property Address	29641 SIDES RD, ALBEMARLE, NC 28001-9080
Document Number	0000432340
Book / Page	1740 / 302
Instrument Date	Apr 29, 2021
Instrument	432340
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 JAMES RD, OAKBORO, NC 28129-7763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 JAMES RD, OAKBORO, NC 28129-7763

Mortgage

Document Number	0000432341
Date	Apr 29, 2021
Instrument	432341

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2052

April 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	STANLY NC
Recording Date	Apr 29, 2021
Property Address	29641 SIDES RD, ALBEMARLE, NC 28001-9080
Document Number	0000432339
Book / Page	001740 / 000299
Instrument Date	Apr 29, 2021
Instrument	432339
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 JAMES RD OAKBORO NC 281297763, OAKBORO, NC 28129-7763

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 18, 2019
Property Address	29641 SIDES RD, ALBEMARLE, NC 28001-9080
Document Number	0000415718
Book / Page	001688 / 001192
Instrument Date	Dec 11, 2019
Instrument	415718
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 JAMES RD OAKBORO NC 281297763, OAKBORO, NC 28129-7763

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,220.00	$511,180 (-) Land $116,384 Building $394,796	$511,180 (-) Land $116,384 Building $394,796
2025	$3,220.00 (+20.01%)	$511,180 (+35.27%) Land $116,384 Building $394,796	$511,180 (+35.27%) Land $116,384 Building $394,796
2023	$2,683.00	$377,906 Land $76,512 Building $301,394	$377,906 Land $76,512 Building $301,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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