29640 Co Rd 38, Wray, CO 80758 Property Records

Yuma County property record for 29640 Co Rd 38, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,388 sqft · built 1915
Lot Size	160 acres (6,969,600 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2026)
Tax Bill	$1,085 (2026)
Deeds & Mortgages	May 2026 Construction Loan May 2026 Construction Loan + 3 more
APN	`R214080`

Property Details

APN / Parcel Number

Primary APN	`R214080`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,388 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,969,600 sqft (160 acres)

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	29640 COUNTY ROAD 38
City	WRAY
State	CO
Zip	80758-9367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26 2-N-44 W1/2NE1/4, E1/2NW1/4
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	2
Census Block	2115
Census Tract	963100

Owner

29640 Co Rd 38 is owned by two individuals who bought it in March 2026.

Source: Yuma County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36007 COUNTY ROAD CC, WRAY, CO 80758-9673
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Construction Mortgage ADAMS BANK AND TRUST
May 13, 2026	Warranty Deed, Transfer · Construction Mortgage ADAMS BANK AND TRUST
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage YUMA COUNTY FEDERAL CREDIT UNION
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage YUMA COUNTY FEDERAL CREDIT UNION
Mar 9, 2026	Warranty Deed, Transfer YUMA COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Mar 27, 2008 · Amount on File
Deed Document Number	2026593816
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Recording Date	May 28, 2026
Property Address	29640 COUNTY ROAD 38, WRAY, CO 80758-9367
Document Number	0000594457
Instrument Date	May 12, 2026
Instrument	2026594457
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36007 COUNTY ROAD CC, WRAY, CO 80758-9673

Mortgage

Document Number	0000594457,
Date	May 28, 2026
Instrument	2026594457

Lender

Name	ADAMS BANK AND TRUST

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Rate Type	Balloon
Rate	6.3%
Initial Type	Balloon
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	May 13, 2026
Property Address	29640 COUNTY ROAD 38, WRAY, CO 80758-9367
Document Number	0000594331
Instrument Date	May 12, 2026
Instrument	2026594331
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	36007 COUNTY ROAD CC, WRAY, CO 80758-9673

Mortgage

Document Number	0000594331,
Date	May 13, 2026
Instrument	2026594331

Lender

Name	ADAMS BANK AND TRUST

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Recording Date	Apr 3, 2026
Property Address	29640 COUNTY ROAD 38, WRAY, CO 80758-9367
Document Number	0000594015
Instrument Date	Apr 2, 2026
Instrument	2026594015
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 GRANTS WAY, WRAY, CO 80758-1914

Mortgage

Document Number	0000594015,
Date	Apr 3, 2026
Instrument	2026594015

Lender

Name	YUMA COUNTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	7%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Recording Date	May 8, 2026
Property Address	29640 COUNTY ROAD 38, WRAY, CO 80758-9367
Document Number	0000594315
Instrument Date	Apr 2, 2026
Instrument	2026594315
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 GRANTS WAY, WRAY, CO 80758-1914

Mortgage

Document Number	0000594315,
Date	May 8, 2026
Instrument	2026594315

Lender

Name	YUMA COUNTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	7%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Mar 9, 2026
Property Address	29640 COUNTY ROAD 38, WRAY, CO 80758-9367
Document Number	0000593816
Instrument Date	Mar 6, 2026
Instrument	593816
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29640 COUNTY ROAD 38, WRAY, CO 80758-9367

Mortgage

Document Number	0000593817
Date	Mar 9, 2026
Instrument	593817

Lender

Name	YUMA COUNTY FCU
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 29640 Co Rd 38 was $1,085.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,085.00
2025	$1,085.00	$13,840
2024			$170,860 (+11.77%)
2023	$718.00 (-16.61%)	$12,168 (+27.73%) Land $728 Building $11,440	$152,870 (+27.73%) Land $9,151 Building $143,719
2022	$861.00	$9,526 Land $600 Building $8,926	$119,680 Land $7,540 Building $112,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 29640 Co Rd 38; there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1982–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29640 Co Rd 38 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Vistabeam Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

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