2964 Waters Edge Cir, Aurora, IL 60504 Property Records

DuPage County property record for 2964 Waters Edge Cir, Aurora, IL 60504

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,440 sqft · built 1994
Lot Size	19 acres (830,689 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2021)
Tax Bill	$5,483 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-20-313-002`

Property Details

APN / Parcel Number

Primary APN	`07-20-313-002`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	653 sqft
2nd Floor Area	787 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	830,689 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2964 WATERS EDGE CIR
City	AURORA
State	IL
Zip	60504-3279
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Legal Description	AUTUMN LAKES CONDO UNIT 3-2964 D .49204 PERCENT COM INT
Legal Subdivision	AUTUMN LAKES CONDO
Legal Lot Number	D
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2019
Census Tract	846517

Owner

2964 Waters Edge Cir, a condominium, is owned and occupied by an individual who bought it in June 2021.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2964 WATERS EDGE CIR, AURORA, IL 60504-3279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	Mar 18, 2011 · Amount on File
Deed Document Number	202195858
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 22, 2021
Property Address	2964 WATERS EDGE CIR, AURORA, IL 60504-3279
Document Number	0000095858
Map Reference	DOC R94-128614
Instrument Date	Apr 23, 2021
Instrument	R2021-095858
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2964 WATERS EDGE CIR # 32964, 32964, AURORA, IL 60504-3279

Mortgage

Document Number	0000095859
Date	Jun 22, 2021
Instrument	R2021-095859

Lender

Name	ALLIED FIRST BANK SB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2964 Waters Edge Cir was $5,483 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,483.00	$83,276 Land $17,148 Building $66,128	$249,828 Land $51,444 Building $198,384
2022	$4,836.00 Homeowner's exemption	$63,670 Land $13,110 Building $50,560	$191,010 Land $39,330 Building $151,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2964 Waters Edge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2964 Waters Edge Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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