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2964 Vanguard Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2964 Vanguard Dr, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2009
Square Footage3,251 sqft Adjusted Area
Lot Size44,820 sqft (1.02 acres)
Pool420 sqft
OccupancyOwner Occupied
Last Sale$406,100 (2020)
Tax Bill$3,596.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-14-05-0-00008-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,251 sqft Adjusted Area
1st Floor2,724 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area44,820 sqft (1.02 acres)
Pool Area420 sqft Pool
Patio Area438 sqft Patio

Location & Zoning

Street Address2964 VANGUARD DR
CityHERNANDO
StateMS
Zip38632-6786
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEATHERBY PLACE SEC A LOT 8
Legal Range008
Legal Township03S
Legal Section14
Legal SubdivisionWEATHERBY PLACE SEC A
Legal Lot Number8
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup2
Census Block2003
Census Tract71123

Owner

Source: DeSoto County records · APN 3-08-6-14-05-0-00008-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2964 VANGUARD DR, HERNANDO, MS 38632-6786
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Aug 04, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
BANCORPSOUTH BANK
Aug 29, 2019Warranty Deed, Transfer · Conventional Mortgage
BANCORPSOUTH BANK
Jul 26, 2017Warranty Deed, Transfer · Conventional Mortgage
IBERIABANK
Feb 07, 2017Trustee's Deed, Foreclosure
Result of a Foreclosure Auction

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2020 · Amount on Record
Deed SaleAug 04, 2020 · Amount on Record
Prior SaleAug 29, 2019 · Amount on Record
Deed Book / Page927 / 461
Prior Transfer DateJul 29, 2020
Prior Transfer Doc000927/461
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2964 VANGUARD DR, HERNANDO, MS 38632-6786
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2964 VANGUARD DR, HERNANDO, MS 38632-6786

Mortgage

Document Number5661/14910
DateFeb 22, 2024
Book Page5661/14910
Lender
NameCADENCE BANK NA
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 26, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateAug 04, 2020
Property Address2964 VANGUARD DR, HERNANDO, MS 38632-6786
Document Number000927/461
Book / Page927 / 461
Map ReferenceMB 94 PG 20
Instrument DateJul 29, 2020
Transaction TypeTransfer
Record UpdatedMar 09, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1018 COUNTY ROAD 384, NEW ALBANY, MS 38652-9559

Transferred To (Grantee/Buyer)

NameVerified Name
Address2964 VANGUARD DR, HERNANDO, MS 38632-6786

Mortgage

Document Number0005006271
DateAug 04, 2020
Instrument5006/271
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateAug 29, 2019
Property Address2964 VANGUARD DR, HERNANDO, MS 38632-6786
Document Number000897/742
Book / Page0897 / 742
Map ReferenceMB 94 PG 20
Instrument DateAug 26, 2019
Transaction TypeTransfer
Record UpdatedMar 09, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1835 BANBURY LN, HERNANDO, MS 38632-8007

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2964 VANGUARD DR, HERNANDO, MS 38632-6786

Mortgage

Document Number0004787649
DateAug 29, 2019
Instrument4787/649
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 26, 2017
Property Address2964 VANGUARD DR, HERNANDO, MS 38632-6786
Document Number20170726010215280
Map ReferencePL 94 PG 20
Instrument DateJul 25, 2017
Instrument20170726010215280
Transaction TypeTransfer
Record UpdatedMar 09, 2023

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2176 COUNTRY CLUB RD, SENATOBIA, MS 38668-6917

Transferred To (Grantee/Buyer)

NameVerified Name
Address2964 VANGUARD DR, HERNANDO, MS 38632-6786

Mortgage

Document Number20170726010215290
DateJul 26, 2017
Instrument20170726010215290
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

February 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDESOTO MS
Recording DateFeb 07, 2017
Property Address2964 VANGUARD DR, HERNANDO, MS 38632-6786
Document Number000814/567
Book / Page0814 / 567
Map ReferencePL MB 94 PG 20
Instrument DateFeb 03, 2017
Transaction TypeForeclosure
Record UpdatedMar 09, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Result of a Foreclosure Auction
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address855 S PEAR ORCHARD RD # RD404-40, RD404-40, RIDGELAND, MS 39157-5133

Transferred To (Grantee/Buyer)

NameVerified Name
Address946 GOODMAN RD E STE 6, 6, SOUTHAVEN, MS 38671-8825
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,596.00 (+18.68%)$33,447 (+39.33%) Land $4,000 Building $29,447$334,466 (+39.33%) Land $40,000 Building $294,466
2023$3,030.00$24,006$240,058 Land $40,000 Building $200,058

Flood & Wildfire

2964 Vanguard Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
46th percentile of exposed land nationally · 43rd in Mississippi
Wildfire LikelihoodModerate — about 1 in 980 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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