Washoe County property record for 2964 Ruby Desert Dr, Reno, NV 89521 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,836 sqft Living Area |
| Lot Size | 7,540 sqft (0.173 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,099,500 (2025) |
| Tax Bill | $8,289.00 (2025) |
| Primary APN | 143-232-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Building Area | 2,836 sqft Living Area |
| 1st Floor | 2,836 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,540 sqft (0.173 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 580 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 2964 RUBY DESERT DR |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521-5310 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CARAMELLA RANCH ESTATES VILLAGE LOT 144 |
| Legal Range | 20 |
| Legal Township | 18 |
| Legal Section | 22 |
| Legal Subdivision | CARAMELLA RANCH ESTATES VILLAGE |
| Legal Lot Number | 144 |
| Jurisdiction | WASHOE NV |
| Minor Civil Division | RENO SOUTHEAST |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 2210 |
Source: Washoe County records · APN 143-232-09
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2964 RUBY DESERT DR, RENO, NV 89521-5310 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 12, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Mar 31, 2023 | Bargain and Sale Deed, Transfer WESTMINSTER TITLE AGENCY INC-L, WESTMINSTER TITLE AGCY INC L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Mar 31, 2023 · Amount on Record |
| Deed Doc Number | 5588268 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Dec 12, 2025 |
| Property Address | 2964 RUBY DESERT DR, RENO, NV 89521-5310 |
| Document Number | 0005588268 |
| Map Reference | DOC 4826107 |
| Instrument Date | Dec 09, 2025 |
| Instrument | 5588268 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2026 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,507.95 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1410 SE 20TH AVE, OCALA, FL 34471-4149 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2964 RUBY DESERT DR, RENO, NV 89521-5310 |
| Document Number | 0005588269 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 5588269 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Margin | 6 |
| Max Rate | 11.2% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Mar 31, 2023 |
| Property Address | 2964 RUBY DESERT DR, RENO, NV 89521-5310 |
| Document Number | 0005371073 |
| Map Reference | FILE 4826107 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 5371073 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2026 |
| Title Company | WESTMINSTER TITLE AGENCY INC-L, WESTMINSTER TITLE AGCY INC L |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,309.10 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 N TOWN CENTER DR STE 250, 250, LAS VEGAS, NV 89144-0500 |
| Name | Verified Name |
|---|---|
| Address | 2964 RUBY DESERT DR, RENO, NV 89521-5310 |
Source: Washoe County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Reno City |
| Unified School District | Washoe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,289.00 (+6.08%) | $278,125 (+14.95%) Land $65,520 Building $212,605 | $794,643 (+14.95%) Land $187,200 Building $607,443 |
| 2023 | $7,814.00 | $241,963 Land $65,520 Building $176,443 | $691,322 Land $187,200 Building $504,122 |
2964 Ruby Desert Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Washoe County (32031C), updated May 17, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 62nd percentile of exposed land nationally · 36th in Nevada |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 758 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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