2964 Mackinac Dr, Lincoln, CA 95648 Property Records

Placer County property record for 2964 Mackinac Dr, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,143 sqft · built 2021
Owner	Individual Name on File
Last Sale	$725,000 (Feb 2026)
Tax Bill	$10,631 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`335-310-028-000`

Property Details

APN / Parcel Number

Primary APN	`335-310-028-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,143 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2964 MACKINAC DR
City	LINCOLN
State	CA
Zip	95648-7881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 293 TWELVE BRIDGES VILLAGE 10 PH 3 MOR FF-72
Legal Subdivision	TWELVE BRIDGES VILL
Legal Lot Number	293
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2005
Census Tract	23502

Owner

2964 Mackinac Dr is owned and occupied by an individual who bought it in February 2026.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2964 MACKINAC DR, LINCOLN, CA 95648-7881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Grant Deed, Transfer · VA Mortgage NUVISION LENDING CORP
Feb 16, 2023	Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Feb 16, 2023 · Amount on File
Deed Document Number	20267515
Record Updated	Sep 20, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 13, 2026
Property Address	2964 MACKINAC DR, LINCOLN, CA 95648-7881
Document Number	0000007515
Map Reference	MB FF PG 72
Instrument Date	Jan 29, 2026
Instrument	2026-0007515
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2964 MACKINAC DR, LINCOLN, CA 95648-7881

Mortgage

Document Number	0000007516
Date	Feb 13, 2026
Instrument	2026-0007516

Lender

Name	NUVISION LENDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 16, 2023
Property Address	2964 MACKINAC DR, LINCOLN, CA 95648-7881
Document Number	0000007188
Map Reference	MB FF PG 72
Instrument Date	Feb 15, 2023
Instrument	2023-0007188
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2964 MACKINAC DR, LINCOLN, CA 95648-7881

Mortgage

Document Number	0000007189
Date	Feb 16, 2023
Instrument	2023-0007189

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2964 Mackinac Dr was $10,631.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,220 (+2%) Land $238,771 Building $459,449
2025	$10,631.00	$684,531 Land $234,090 Building $450,441
2023	$5,608.00 (+34.19%)	$289,573 Land $76,573 Building $213,000
2022	$4,179.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2964 Mackinac Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2964 Mackinac Dr is moderate, ranking above 60% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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