2964 Laverne Rd, Nesbit, MS 38651 Property Records

DeSoto County property record for 2964 Laverne Rd, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,896 sqft · built 1986
Lot Size	3.03 acres (131,987 sqft)
Owner	Individual Name on Record
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-08-5-22-01-0-00001-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-5-22-01-0-00001-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,896 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	131,987 sqft (3.03 acres)
Quonset Hut	1,379 sqft

Location & Zoning

Street Address	2964 LAVERNE RD
City	NESBIT
State	MS
Zip	38651-8832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	HAILEY'S HILLS S-D LOT 1
Legal Range	08
Legal Township	02
Legal Section	22
Legal Subdivision	HAILEY'S HILLS S-D
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2002
Census Tract	70222

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2964 LAVERNE RD, NESBIT, MS 38651-8832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK
Feb 19, 2019	Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021
Deed Sale	Oct 19, 2021
Prior Sale	Feb 19, 2019
Deed Document Number	0000975274
Deed Book / Page	975 / 274
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 19, 2021
Property Address	2964 LAVERNE RD, NESBIT, MS 38651-8832
Document Number	000975/274
Book / Page	975 / 274
Map Reference	MB 19 PG 1-3
Instrument Date	Oct 18, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, REALTY T&E CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 541, HERNANDO, MS 38632-0541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2964 LAVERNE RD, NESBIT, MS 38651-8832

Mortgage

Document Number	0005376250
Date	Oct 19, 2021
Instrument	5376/250

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 19, 2019
Property Address	2964 LAVERNE RD, NESBIT, MS 38651-8832
Document Number	000880/520
Book / Page	0880 / 520
Map Reference	MB 19 PG 1-3
Instrument Date	Feb 14, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2868 CENTRAL PIKE #303303, 2868, HERMITAGE, TN 37076

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2964 LAVERNE RD, NESBIT, MS 38651-8832

Mortgage

Document Number	0004679270
Date	Feb 19, 2019
Instrument	4679/270

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00 (+14.08%)	$16,022 (+33.78%) Land $2,500 Building $13,522	$160,217 (+33.79%) Land $25,000 Building $135,217
2023	$909.00	$11,976	$119,756 Land $25,000 Building $94,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYS WATER ASSOCIATION public/private · serves 2,825 people · EPA ID MS0170005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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