2964 Garnet Way, Marina, CA 93933 Property Records

Monterey County property record for 2964 Garnet Way, Marina, CA 93933

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,067 sqft · built 2017
Lot Size	0.125 acres (5,474 sqft)
Owner	Trust Name on File
Last Sale	$793,000 (Mar 2018)
Tax Bill	$10,341 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031-273-048-000`

Property Details

APN / Parcel Number

Primary APN	`031-273-048-000`
Alternative APN	`031-273-048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,067 sqft Living Area
1st Floor Area	2,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	5,474 sqft (0.125 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	031-273-048
Street Address	2964 GARNET WAY
City	MARINA
State	CA
Zip	93933-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARINA HEIGHTS PHASE 2 VOL 23 C&T PAGE 42 TRACT NO 1478 LOT 526
Legal Subdivision	MARINA HEIGHTS PHASE 2
Legal Tract	1478
Legal Lot Number	526
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2009
Census Tract	14102

Owner

2964 Garnet Way is owner-occupied and held in a trust since March 2018.

Source: Monterey County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	2964 GARNET WAY, MARINA, CA 93933-5208
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 23, 2018	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS
Mar 2, 2018	Grant Deed, Construction Loan · Line of Credit MISSOURI ELEC CO-OP EMP CU
Feb 16, 2018	Loan Modification, Mortgage · Line of Credit HOUSING CAP
Apr 26, 2017	Trustee's Deed, Transfer HOUSING CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Apr 26, 2017 · Amount on File
Deed Document Number	201812341
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2964 GARNET WAY, MARINA, CA 93933-5208
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020900
Date	May 24, 2019
Instrument	2019020900

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2964 GARNET WAY, MARINA, CA 93933-5208
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2964 GARNET WAY, MARINA, CA 93933-5208

Mortgage

Document Number	0000021411
Date	Mar 24, 2021
Instrument	2021021411

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 23, 2018
Property Address	2964 GARNET WAY, MARINA, CA 93933-5208
Document Number	0000012341
Instrument Date	Mar 6, 2018
Instrument	12341
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2964 GARNET WAY MARINA CA 93933, MARINA, CA 93933

Mortgage

Document Number	12342
Date	Mar 23, 2018
Instrument	12342

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

March 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 2, 2018
Property Address	2964 GARNET WAY, MARINA, CA 93933-5208
Instrument Date	Feb 20, 2018
Instrument	8879
Transaction Type	Construction Loan
Record Updated	Mar 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1446 TOLLHOUSE RD #103 CLOVIS CA 936110592, 103, CLOVIS, CA 93611-0592
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008879
Date	Mar 2, 2018
Instrument	8879

Lender

Name	MISSOURI ELEC CO-OP EMP CU
Address	1396 W HERNDON AVE # 101, FRESNO, CA 93711-7126

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTEREY CA
Recording Date	Feb 16, 2018
Property Address	2964 GARNET WAY, MARINA, CA 93933-5208
Instrument Date	Nov 1, 2017
Instrument	6880
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000006880
Date	Feb 16, 2018
Instrument	6880

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 26, 2017
Property Address	2964 GARNET WAY, MARINA, CA 93933-5208
Document Number	0000022336
Instrument Date	Apr 26, 2017
Instrument	22336
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1446 TOLLHOUSE RD #103 CLOVIS CA 936110592, 103, CLOVIS, CA 93611-0592
Investor	Possibly a Property Investor

Mortgage

Document Number	22339
Date	Apr 26, 2017
Instrument	22339

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Amount	Amount on Record

Mortgage

Document Number	22345,
Date	Apr 26, 2017
Instrument	22345

Lender

Name	CYPRESS MARINA HEIGHTS LLC
Address	4553 GLENCOE AVE # 155, MARINA DEL REY, CA 90292-7928

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2964 Garnet Way was $10,341 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Marina City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$919,951 (+2%) Land $232,114 Building $687,837
2025	$10,341.00 Homeowner's exemption	$901,913 Land $227,563 Building $674,350
2023	$9,510.00 (+1.44%) Homeowner's exemption	$866,892 Land $218,727 Building $648,165
2022	$9,375.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2964 Garnet Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2964 Garnet Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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