Caldwell County property record for 2963 Zacks Fork Rd, Lenoir, NC 28645
| Property Type | Rural Home |
|---|---|
| Lot Size | 10 acres (438,214 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Jun 2007) |
| Tax Bill | $370 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 9 1 23 |
| Primary APN | 05 9 1 23 |
|---|---|
| Alternative APN |
|
| Lot Area | 438,214 sqft (10 acres) |
|---|---|
| Garage Type | Carport |
| Carport | Carport |
| Storage Building | Storage Building |
| Account Number | 133591 |
|---|---|
| Street Address | 2963 ZACKS FORK RD |
| City | LENOIR |
| State | NC |
| Zip | 28645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BK 1644 PG 124 YR 07 ST 130.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | KINGS CREEK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 31100 |
2963 Zacks Fork Rd, a rural home, is owned by two individuals who bought it in June 2007.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1000 CAMPBELL RD, VANCEBORO, NC 28586-7651 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2007 · Amount on File |
| Deed Sale | Jun 14, 2007 · Amount on File |
| Prior Sale | Jan 1, 1990 · Amount on File |
| Deed Book / Page | 1644 / 124 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2963 Zacks Fork Rd was $370, down 4.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370.00 (-4.64%) | $61,500 (-) Land $59,600 Building $1,900 | |
| 2025 | $388.00 | $61,500 Land $59,600 Building $1,900 | $61,500 Land $59,600 Building $1,900 |
| 2023 | $51,800 (-) Land $49,900 Building $1,900 | $51,800 (-) Land $49,900 Building $1,900 | |
| 2022 | $362.00 | $51,800 Land $49,900 Building $1,900 | $51,800 Land $49,900 Building $1,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2963 Zacks Fork Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2963 Zacks Fork Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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