Orange County property record for 2963 Westyn Cove Ln, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,454 sqft · built 2015 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $373,540 (Oct 2015) |
| Tax Bill | $6,928 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-21-28-2382-00-080 |
| Primary APN | 31-21-28-2382-00-080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,454 sqft Living Area |
| Gross Area | 4,518 sqft |
| 1st Floor Area | 1,922 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,757 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2963 WESTYN COVE LN |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-5051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | EAGLES LANDING PHASE 2 74/123 LOT 8 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 31 |
| Legal Subdivision | EAGLES LANDING PH 2 |
| Legal Phase | 2 |
| Legal Tract | 2382 |
| Legal Lot Number | 8 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17506 |
2963 Westyn Cove Ln is owned and occupied by two individuals who bought it in October 2015.
Source: Orange County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2963 WESTYN COVE LN, OCOEE, FL 34761-5051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC |
| Oct 10, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2015 · Amount on File |
| Deed Sale | Oct 1, 2015 · Amount on File |
| Prior Sale | Apr 18, 2013 · Amount on File |
| Deed Document Number | 2015512957 |
| Deed Book / Page | 10991 / 2846 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2963 WESTYN COVE LN, OCOEE, FL 34761-5051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2963 WESTYN COVE LN, OCOEE, FL 34761-5051 |
| Document Number | 0000109693 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 20260109693 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2963 WESTYN COVE LN, OCOEE, FL 34761-5051 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2963 WESTYN COVE LN, OCOEE, FL 34761-5051 |
| Document Number | 0000613448 |
|---|---|
| Date | Oct 10, 2022 |
| Instrument | 20220613448 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2963 WESTYN COVE LN, OCOEE, FL 34761-5051 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2963 WESTYN COVE LN, OCOEE, FL 34761-5051 |
| Document Number | 0000669478 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 20210669478 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2963 WESTYN COVE LN, OCOEE, FL 34761-5051 |
| Document Number | 0000198349 |
| Instrument Date | Mar 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2963 WESTYN COVE LN OCOEE FL 347615051, OCOEE, FL 34761-5051 |
| Document Number | 0000198349 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 198349 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2050 |
The 2025 property tax bill for 2963 Westyn Cove Ln was $6,928, up 6.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,935 (+2.7%) | $546,160 (-2.29%) Land $115,000 Building $431,160 | |
| 2025 | $6,928.00 (+6.65%) Homeowner's exemption | $410,842 | $558,970 Land $115,000 Building $443,970 |
| 2024 | $6,496.00 (+3.36%) | ||
| 2023 | $6,285.00 (+3%) Homeowner's exemption | $387,634 (+3%) | $500,253 (+18.15%) Land $115,000 Building $385,253 |
| 2022 | $6,102.00 Homeowner's exemption | $376,344 | $423,388 Land $100,000 Building $323,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2963 Westyn Cove Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2963 Westyn Cove Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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