2963 Westgate Dr, Klamath Falls, OR 97603 Property Records

Klamath County property record for 2963 Westgate Dr, Klamath Falls, OR 97603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,455 sqft · built 2018
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,500 (Mar 2019)
Tax Bill	$3,836 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-3910-005C0-01400-000`

Property Details

APN / Parcel Number

Primary APN	`R-3910-005C0-01400-000`
Alternative APN	`588821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,455 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Account Number	588821
Street Address	2963 WESTGATE DR
City	KLAMATH FALLS
State	OR
Zip	97603-9472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SHIELD CREST, BLOCK 3, LOT 2
Legal Range	10E
Legal Township	39S
Legal Section	05
Legal Quarter	SW
Legal Subdivision	SHIELD CREST
Legal Block	3
Legal Lot Number	2
Jurisdiction	KLAMATH OR
Township / Civil Division	KLAMATH FALLS
Census Block Group	2
Census Block	2018
Census Tract	971000

Owner

Source: Klamath County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2963 WESTGATE DR, KLAMATH FALLS, OR 97603-9472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 16, 2020	Deed of Trust, Mortgage · Conventional with PMI BCK CAP
Mar 28, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI BCK CAP
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	2019-3409
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	2963 WESTGATE DR, KLAMATH FALLS, OR 97603-9472
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004471
Date	Apr 8, 2022
Instrument	2022-004471

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	2963 WESTGATE DR, KLAMATH FALLS, OR 97603-9472
Document Number	0000008903
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	AMER TITLE, AMERI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2963 WESTGATE DR KLAMATH FALLS OR 976039472, KLAMATH FALLS, OR 97603-9472

Mortgage

Document Number	0000008903
Date	Jul 21, 2020
Instrument	8903

Lender

Name	BCK CAP
Type	Funding / Finance Company
Address	KLAMATH FALLS, OR 97601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Mar 28, 2019
Property Address	2963 WESTGATE DR, KLAMATH FALLS, OR 97603-9472
Document Number	0000003409
Instrument Date	Mar 15, 2019
Instrument	3409
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2019
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2963 WESTGATE DR KLAMATH FALLS OR 97603, KLAMATH FALLS, OR 97603

Mortgage

Document Number	3410
Date	Mar 28, 2019
Instrument	3410

Lender

Name	BCK CAP
Type	Funding / Finance Company
Address	KLAMATH FALLS, OR 97601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KLAMATH OR
Recording Date	Feb 23, 2018
Property Address	2963 WESTGATE DR, KLAMATH FALLS, OR 97603-9472
Document Number	0000002098
Instrument Date	Feb 19, 2018
Instrument	2098
Transaction Type	Transfer
Record Updated	Mar 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3818 VALINDA WAY KLAMATH FALLS OR 976037582, KLAMATH FALLS, OR 97603-7582

Tax Assessment & Valuation

Source: Klamath County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Unified School District	Klamath County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,836.00 (+2.76%)	$343,690 (+3%)	$775,560 (+1.07%) Land $103,740 Building $671,820
2024	$3,733.00 (+3.98%)	$333,680 (-)	$767,370 (+92.16%) Land $107,230 Building $660,140
2023	$3,590.00 (+2.75%)	$333,680 (+6.09%)	$399,330 (-2.83%) Land $107,230 Building $292,100
2022	$3,494.00	$314,540	$410,980 Land $107,230 Building $303,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 77% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIELD CREST CONDOS private · serves 45 people · EPA ID OR4101484
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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