Niagara County and Cambria Town property record for 2963 Upper Mountain Rd, Sanborn, NY 14132
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,560 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Sep 2007) |
| Tax Bill | $4,773 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292000 105.13-1-50 |
| Primary APN | 292000 105.13-1-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 720 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 107 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2963 UPPER MOUNTAIN RD |
|---|---|
| City | SANBORN |
| State | NY |
| Zip | 14132-9102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 14 8 |
| Legal Subdivision | HOLLAND LAND COMPANYS LAND |
| Legal Block | 1 |
| Legal Lot Number | 50.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 24303 |
2963 Upper Mountain Rd is owned and occupied by two individuals who bought it in September 2007.
Source: Niagara County and Cambria Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2963 UPPER MOUNTAIN RD, SANBORN, NY 14132-9102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2007 · Amount on File |
| Deed Sale | Sep 17, 2007 · Amount on File |
| Prior Sale | May 29, 1996 · Amount on File |
| Deed Book / Page | 3413 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 2963 UPPER MOUNTAIN RD, SANBORN, NY 14132-9102 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2963 UPPER MOUNTAIN RD, SANBORN, NY 14132-9102 |
| Document Number | 0000003005 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-23005 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 2963 UPPER MOUNTAIN RD, SANBORN, NY 14132-9102 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2863 UPPER MOUNTAIN RD, SANBORN, NY 14132-9312 |
| Document Number | 0000003004 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-23004 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 2963 Upper Mountain Rd was $4,773 with a homeowner's exemption, down 2.5% from the year before.
Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Cambria Town |
| Unified School District | Niagara-Wheatfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,773.00 (-2.53%) Homeowner's exemption | ||
| 2025 | $4,897.00 | $213,000 Land $35,600 Building $177,400 | $213,000 Land $35,600 Building $177,400 |
| 2023 | $203,100 Land $35,600 Building $167,500 | $203,100 Land $35,600 Building $167,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2963 Upper Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2963 Upper Mountain Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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