Hennepin County property record for 2963 Sumter Ave N, Crystal, MN 55427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,380 sqft · built 1978 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Aug 2011) |
| Tax Bill | $7,296 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-118-21-32-0011 |
| Primary APN | 20-118-21-32-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 2,153 sqft |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 773 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 133 ft deep x 75.5 ft wide |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 2963 SUMTER AVE N |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55427-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 007 BLOCK 001 A LYNN GARDENS 75.5 X 133 |
| Legal Range | 21 |
| Legal Township | 118 |
| Legal Section | 20 |
| Legal Quarter | 32 |
| Legal Subdivision | LYNN GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 21001 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2963 SUMTER AVE N, MINNEAPOLIS, MN 55427-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L |
| Oct 6, 2018 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2011 · Amount on Record |
| Deed Sale | Aug 8, 2011 · Amount on Record |
| Prior Sale | Aug 5, 2011 · Amount on Record |
| Deed Document Number | 201139325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 2963 SUMTER AVE N, CRYSTAL, MN 55427-2826 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A10957642 |
|---|---|
| Date | May 5, 2021 |
| Instrument | A10957642 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 2963 SUMTER AVE N, CRYSTAL, MN 55427-2826 |
| Document Number | 0010809727 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2963 SUMTER AVE N MINNEAPOLIS MN 554272826, MINNEAPOLIS, MN 55427-2826 |
| Document Number | 0010809727 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 10809727 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jul 8, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 2963 SUMTER AVE N, CRYSTAL, MN 55427-2826 |
| Document Number | 0010601737 |
| Instrument Date | Oct 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2963 SUMTER AVE N CRYSTAL MN 554272826, CRYSTAL, MN 55427-2826 |
| Document Number | 0010601737 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 10601737 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTT, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2048 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Crystal City |
| Unified School District | Robbinsdale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,296.00 (+37.74%) | $386,700 (+11.12%) Land $128,000 Building $258,700 | $386,700 (+11.12%) Land $128,000 Building $258,700 |
| 2023 | $5,297.00 Homeowner's exemption | ||
| 2022 | $348,000 Land $111,000 Building $237,000 | $348,000 Land $111,000 Building $237,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Crystal serves 22,937 people · EPA ID MN1270008 |
|---|---|
| Water Source | Purchased surface water from Minneapolis |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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