Flathead County property record for 2963 Rufenach Ln, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,566 sqft · built 1992 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,300 (May 2018) |
| Tax Bill | $3,729 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0796672 |
| Primary APN | R0796672 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,566 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 222,156 sqft (5.1 acres) |
| Terrain | Above Road/Slope |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 504 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000976802 |
|---|---|
| Street Address | 2963 RUFENACH LN |
| City | KALISPELL |
| State | MT |
| Zip | 59901-6776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING MEADOWS AMD L2&6, S08, T29 N, R21 W, LOT 6A, ASSR #0000976802 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 08 |
| Legal Subdivision | ROLLING MEADOWS AMD L2&6 |
| Legal Lot Number | 6A |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 601 |
2963 Rufenach Ln is owned and occupied by two individuals who bought it in May 2018.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2963 RUFENACH LN, KALISPELL, MT 59901-6776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| May 4, 2018 | Personal Representative Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on File |
| Deed Sale | May 4, 2018 · Amount on File |
| Prior Sale | Aug 29, 2005 · Amount on File |
| Deed Document Number | 20188860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 2963 RUFENACH LN, KALISPELL, MT 59901-6776 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000027256 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 202000027256 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 2963 RUFENACH LN, KALISPELL, MT 59901-6776 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900020879 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 201900020879 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 4, 2018 |
| Property Address | 2963 RUFENACH LN, KALISPELL, MT 59901-6776 |
| Document Number | 201800008860 |
| Instrument Date | May 4, 2018 |
| Instrument | 201800008860 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6307 MARICOPA, 6307, SAN ANTONIO, TX 78239-2824 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2963 RUFENACH LN, KALISPELL, MT 59901-6776 |
| Document Number | 201800008861 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 201800008861 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 2963 Rufenach Ln was $3,729.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,729.00 | $866,000 | |
| 2025 | $866,000 Land $269,640 Building $596,360 | ||
| 2023 | $5,211.00 | $623,500 | $623,500 Land $182,740 Building $440,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2963 Rufenach Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2963 Rufenach Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.4% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Bullitt Communications, CenturyLink, MontanaSky Networks.
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