2963 Melanie Cv, Nesbit, MS 38651 Property Records

DeSoto County property record for 2963 Melanie Cv, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3,212 sqft · built 2022
Lot Size	0.386 acres (16,805 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2-07-5-22-11-0-00090-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-5-22-11-0-00090-00`

Interior

Building Area	3,212 sqft Adjusted Area
1st Floor Area	1,932 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	16,805 sqft (0.386 acres)

Location & Zoning

Street Address	2963 MELANIE CV
City	NESBIT
State	MS
Zip	38651-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WILLIAMS RIDGE PH II LOT 90
Legal Range	007
Legal Township	02S
Legal Section	22
Legal Subdivision	WILLIAMS RIDGE PH 2
Legal Phase	2
Legal Lot Number	90
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2011
Census Tract	70633

Owner

2963 Melanie Cv is owned and occupied by two individuals.

Source: DeSoto County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2963 MELANIE CV, NESBIT, MS 38651-1024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 14, 2022
Property Address	2963 MELANIE CV, NESBIT, MS 38651-1024
Document Number	001011/698
Book / Page	1011 / 698
Map Reference	MB 138 PG 8
Instrument Date	Sep 12, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 S HOUSTON LEVEE RD # 5, 3420, GERMANTOWN, TN 38139-8017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2963 MELANIE CV, NESBIT, MS 38651-1024

Mortgage

Document Number	0005601650
Date	Sep 14, 2022
Instrument	5601/650

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Oct 12, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 2963 Melanie Cv was $2,447.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00	$33,304 Land $3,000 Building $30,304	$333,041 Land $30,000 Building $303,041
2023	$2,105.00	$24,059	$240,585 Land $30,000 Building $210,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2963 Melanie Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2963 Melanie Cv is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20