2963 Front Rd, Jacksonville, FL 32257 Property Records

Duval County property record for 2963 Front Rd, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,913 sqft · built 1982
Lot Size	0.588 acres (25,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Sep 2019)
Tax Bill	$14,617 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149412-0165`

Property Details

APN / Parcel Number

Primary APN	`149412-0165`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,913 sqft Living Area
Gross Area	4,027 sqft
1st Floor Area	2,759 sqft
Upper Floors Area	154 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,606 sqft (0.588 acres)
Lot Dimensions	295 ft deep x 90 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	100 sqft
Deck Area	684 sqft
Patio Area	684 sqft
Boat Access	Boat Access
Boat House	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2963 FRONT RD
City	JACKSONVILLE
State	FL
Zip	32257-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	34-86 39-3S-27E BEAUCLERC BLUFF UNIT 3 LOT 14 BLK 1
Legal Range	27E
Legal Township	03S
Legal Section	39
Legal Subdivision	BEAUCLERC BLUFF UNIT 03
Legal Block	1
Legal Lot Number	14
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1007
Census Tract	16711

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2963 FRONT RD, JACKSONVILLE, FL 32257-5624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 12, 2019	Warranty Deed, Transfer DEEPHAVEN MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	2019211630
Deed Book / Page	18930 / 947
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2963 FRONT RD, JACKSONVILLE, FL 32257-5624
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2963 FRONT RD, JACKSONVILLE, FL 32257-5624

Mortgage

Document Number	0197670337
Date	Jun 18, 2021
Book Page	19767/337
Instrument	2021151731

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 12, 2019
Property Address	2963 FRONT RD, JACKSONVILLE, FL 32257-5624
Document Number	0189300947
Book / Page	018930 / 000947
Instrument Date	Sep 10, 2019
Instrument	211630
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,020.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2963 FRONT RD JACKSONVILLE FL 322575624, JACKSONVILLE, FL 32257-5624

Mortgage

Document Number	189300949
Date	Sep 12, 2019
Book Page	018930/000949
Instrument	211631

Lender

Name	DEEPHAVEN MTG LLC
Address	CHARLOTTE, NC 28277

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$864,881 (+2.7%)	$1,164,836 (+1.37%) Land $722,034 Building $442,802
2025	$14,617.00 (+3.47%) Homeowner's exemption	$842,144 (+5.99%)	$1,149,148 (+3.56%) Land $668,160 Building $480,988
2024	$14,127.00 (+2.58%)
2023	$13,772.00 (+11.02%) Homeowner's exemption	$794,574 (+5.07%)	$1,109,646 (+21.71%) Land $656,640 Building $453,006
2022	$12,405.00 Homeowner's exemption	$756,213	$911,687 Land $495,360 Building $416,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	11 (1978–2023)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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