2962 Orchardknoll Ct, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2962 Orchardknoll Ct, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,396 sqft · built 1980
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$232,500 (Dec 2022)
Tax Bill	$4,414 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0021-0221-00`

Property Details

APN / Parcel Number

Primary APN	`550-0021-0221-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,396 sqft Living Area
1st Floor Area	796 sqft
2nd Floor Area	600 sqft
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2962 ORCHARDKNOLL CT
City	CINCINNATI
State	OH
Zip	45239-7750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARDKNOLL 65.88 X 130 IRR LOT 36 ORCHARD GATE SUB BLK A PART 2
Legal Subdivision	ORCHARD GATE SUB
Legal Block	A
Legal Lot Number	36
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3002
Census Tract	20811

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2962 ORCHARDKNOLL CT, CINCINNATI, OH 45239-7750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Dec 22, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 28, 2022	Affidavit of Death of Joint Tenant, Transfer
Jul 25, 2018	Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Dec 22, 2022
Deed Document Number	0000115189
Deed Book / Page	14819 / 164
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 22, 2022
Property Address	2962 ORCHARDKNOLL CT, CINCINNATI, OH 45239-7750
Document Number	0000115189
Book / Page	14819 / 164
Map Reference	MB 221 PG 62
Instrument Date	Dec 15, 2022
Instrument	2022-0115189
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2962 ORCHARDKNOLL CT, CINCINNATI, OH 45239-7750

Mortgage

Document Number	0000115190
Date	Dec 22, 2022
Instrument	2022-0115190

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Dec 22, 2022
Property Address	2962 ORCHARDKNOLL CT, CINCINNATI, OH 45239-7750
Document Number	0000115188
Book / Page	14819 / 161
Map Reference	MB 221 PG 62
Instrument Date	Dec 15, 2022
Instrument	2022-0115188
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2962 OREHARDKNOLL CT, CINCINNATI, OH 45239-7750

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Nov 28, 2022
Property Address	2962 ORCHARDKNOLL CT, CINCINNATI, OH 45239-7750
Document Number	0000108407
Book / Page	14801 / 163
Map Reference	MB 221 PG 62
Instrument Date	Nov 16, 2022
Instrument	2022-0108407
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2962 ORCHARDKNOLL CT, CINCINNATI, OH 45239-7750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063725
Date	Jul 25, 2018
Instrument	18-0063725

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,414.00 (+2.29%)	$81,375 (-) Land $11,585 Building $69,790
2024	$4,315.00 (-0.48%)	$81,375 (-) Land $11,585 Building $69,790
2023	$4,336.00 (+59.18%)	$81,375 (+61.1%) Land $11,585 Building $69,790	$232,500 (+61.1%) Land $33,100 Building $199,400
2022	$2,724.00 Homeowner's exemption	$50,512 Land $10,388 Building $40,124
2020			$144,320 Land $29,680 Building $114,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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