2961 SE 129th St, Starke, FL 32091 Property Records

Bradford County property record for 2961 SE 129th St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,124 sqft · built 1975
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (May 2026)
Tax Bill	$3,279 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04804-0-00000`

Property Details

APN / Parcel Number

Primary APN	`04804-0-00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	1,124 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Finished/Open Porch
Patio Area	168 sqft
Shed	1 Shed
Shed Area	120 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2961 SE 129TH ST
City	STARKE
State	FL
Zip	32091-7092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 7S 22 NE1/4 OF SW1/4 OF NW1/4
Legal Range	22E
Legal Township	07S
Legal Section	10
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2001
Census Tract	301

Owner

2961 SE 129th St is owned and occupied by two individuals who bought it in May 2026.

Source: Bradford County records, as of May 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2961 SE 129TH ST, STARKE, FL 32091-7092
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2019	Grant Deed, Transfer AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS
Jan 8, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	20263770
Deed Book / Page	2209 / 196
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	May 1, 2026
Property Address	2961 SE 129TH ST, STARKE, FL 32091-7092
Document Number	0000003770
Book / Page	2209 / 196
Instrument Date	Apr 30, 2026
Instrument	2026.3770
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OSCEOLA LAND TITLE INC, OSCEOLA LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258,055.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2961 SE 129TH ST, STARKE, FL 32091-7092

Mortgage

Document Number	0000003771,
Date	May 1, 2026
Instrument	2026..3771

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	May 1, 2026
Property Address	2961 SE 129TH ST, STARKE, FL 32091-7092
Document Number	0004003770
Book / Page	2209 / 196
Instrument Date	Apr 30, 2026
Instrument	20263770
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	OSCEOLA LAND TITLE INC, OSCEOLA LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258,055.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2961 SE 129TH ST, STARKE, FL 32091-7092

Mortgage

Document Number	0000003771,
Date	May 1, 2026
Instrument	20263771

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.12%
Max Rate	-1%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRADFORD FL
Recording Date	Jun 12, 2019
Property Address	2961 SE 129TH ST, STARKE, FL 32091-7092
Document Number	0004005108
Book / Page	001794 / 000283
Instrument Date	May 17, 2019
Instrument	4005108
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS

Transaction

Amount	Amount on Record
Tax	$452.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	211 S COLLEGE ST MACCLENNY FL 320632442, MACCLENNY, FL 32063-2442

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BRADFORD FL
Recording Date	Jan 8, 2019
Property Address	2961 SE 129TH ST, STARKE, FL 32091-7092
Document Number	0004000140
Book / Page	001771 / 000439
Instrument Date	Dec 27, 2018
Instrument	4000140
Transaction Type	Foreclosure
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$511.70
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEATTIE PL GREENVILLE SC 296012165, GREENVILLE, SC 29601-2165

Tax Assessment & Valuation

The 2025 property tax bill for 2961 SE 129th St was $3,279, up 13% from the year before.

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,279.00 (+12.95%)	$225,796 (+4.52%) Land $134,000 Building $91,796	$225,796 (+4.52%) Land $134,000 Building $91,796
2024	$2,903.00 (+49.41%)	$216,032 (+63.53%) Land $129,000 Building $87,032	$216,032 (+63.53%) Land $129,000 Building $87,032
2023	$1,943.00 (+14.56%)	$132,109 (+18.01%) Land $103,000 Building $29,109	$132,109 (+18.01%) Land $103,000 Building $29,109
2022	$1,696.00	$111,943 Land $85,500 Building $26,443	$111,943 Land $85,500 Building $26,443

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2961 SE 129th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2961 SE 129th St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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