2961 la Concha Dr, Clearwater, FL 33762 Property Records

Pinellas County property record for 2961 la Concha Dr, Clearwater, FL 33762

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,460 sqft · built 1989
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (May 2023)
Tax Bill	$12,283 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-764-5539-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-5539-3`
Alternative APNs	`02-30-16-94472-001-0120` `301602944720010120` `163002944720010120` `R16871`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	3,491 sqft
1st Floor Area	2,460 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	13,242 sqft (0.304 acres)
Lot Dimensions	134 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	569 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R16871
Street Address	2961 LA CONCHA DR
City	CLEARWATER
State	FL
Zip	33762-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD10
Legal Description	VIZCAYA BLK 1, LOT 12
Legal Range	16E
Legal Township	30S
Legal Section	2
Legal Subdivision	VIZCAYA
Legal Tract	94472
Legal Block	1
Legal Lot Number	12
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	1
Census Block	1006
Census Tract	24509

Owner

2961 la Concha Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2961 LA CONCHA DR, CLEARWATER, FL 33762-2231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Aug 8, 2014 · Amount on File
Deed Document Number	2023124204
Deed Book / Page	22438 / 1013
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 11, 2023
Property Address	2961 LA CONCHA DR, CLEARWATER, FL 33762-2231
Document Number	0224381013
Book / Page	22438 / 1013
Map Reference	MB 97 PG 67
Instrument Date	May 1, 2023
Instrument	2023124204
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2961 LA CONCHA DR, CLEARWATER, FL 33762-2231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2961 LA CONCHA DR, CLEARWATER, FL 33762-2231

Mortgage

Document Number	0224381015
Date	May 11, 2023
Instrument	22438/1015

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2961 LA CONCHA DR, CLEARWATER, FL 33762-2231
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2961 LA CONCHA DR, CLEARWATER, FL 33762-2231

Mortgage

Document Number	0217512084
Date	Oct 7, 2021
Book Page	21751/2084
Instrument	2021328852

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2961 la Concha Dr was $12,283 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,283.00 Homeowner's exemption	$679,924	$776,830 Land $242,806 Building $534,024
2023	$5,646.00 (+2.32%) Homeowner's exemption	$333,351 (+3%)	$647,633 (+42.69%) Land $157,813 Building $489,820
2022	$5,518.00 Homeowner's exemption	$323,642	$453,882 Land $159,597 Building $294,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2961 la Concha Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 364 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	508 units insured incl. 144 condo units
Nearby Flood Claims	252 (1988–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 241 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2961 la Concha Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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