29606 Breakwater Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 29606 Breakwater Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 2019
Lot Size	0.154 acres (6,726 sqft)
Owner	Individual Name on Record
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R474714`

Property Details

APN / Parcel Number

Primary APN	`R474714`
Alternative APN	`7897-29-004-0020-901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	6,726 sqft (0.154 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R474714
Street Address	29606 BREAKWATER DR
City	KATY
State	TX
Zip	77494-5154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAMARRON SEC 29, BLOCK 4, LOT 2
Legal Subdivision	TAMARRON SEC 29
Legal Block	4
Legal Lot Number	2
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3011
Census Tract	673202

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	29606 BREAKWATER DR, KATY, TX 77494-5154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Sep 30, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019
Deed Sale	Sep 30, 2019
Deed Document Number	2019111047
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	29606 BREAKWATER DR, KATY, TX 77494-5154
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29606 BREAKWATER DR, KATY, TX 77494-5154

Mortgage

Document Number	0000135798
Date	Aug 16, 2021
Instrument	2021135798

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Oct 1, 2049

September 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Sep 30, 2019
Property Address	29606 BREAKWATER DR, KATY, TX 77494-5154
Document Number	0000111047
Map Reference	PL 20180043
Instrument Date	Sep 27, 2019
Instrument	2019111047
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29606 BREAKWATER DR, KATY, TX 77494-5154

Mortgage

Document Number	0000111048
Date	Sep 30, 2019
Instrument	2019111048

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0000111049
Date	Sep 30, 2019
Instrument	2019111049

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	HOUSTON, TX 77089

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2029

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,208.00 (-2.55%) Homeowner's exemption	$304,453 (+9.38%) Land $58,258 Building $246,195	$304,453 (-9.55%) Land $58,258 Building $246,195
2023	$3,292.00 (+2,139.46%) Homeowner's exemption	$278,333 Land $44,814 Building $291,794	$336,608 Land $44,814 Building $291,794
2018	$147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,219 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,219 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 182 serves 10,498 people · EPA ID TX0790500
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: AT&T.

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